One of the big things I’ve had to be careful about with our limited income right now is grocery shopping. It’s one of those expenses I have some control over.

Grocery stores can be tricky, though. They’re full of temptations for the hungry shopper.

1. Bakery and deli smells.

Stores in my area have the bakery and deli right up front. Not only are these foods really, really tempting, they smell delightful as they bake. And then there’s the announcement over the intercom when a fresh bake of bread is ready and you can smell the loaves… mmm!

2. Temptations abound throughout.

Especially if you bring your kids shopping. I try hard to not bring them. It makes shopping more pleasant and I don’t have to say no to the candy and other treats strategically placed throughout the store and at the cash registers.

These first two are, of course, why you should never shop hungry.

3. Sales that make only a minimal difference.

Some sale items really are great prices. Other times I catch stores offering just a couple cents off and calling it a sale price. If you keep track of the prices you pay, you know if a sale is something that means it’s time to stock up or if they’re just trying to get your attention.

4. Mixes that save little or no time.

Not every mix is worth buying. You can find all kinds of recipes online to make just about anything from scratch, and especially when it comes to things like cake and pancake mixes, the time difference isn’t much, but you’ll save a lot by doing it yourself. It’s rather more challenging, of course, but good results really stand out.

You can also read the ingredient lists on those premixed spice packages and come up with your own for a lot less. Some are amazingly simple. This also gives you more control over how much salt and sugar you have in your recipes.

5. Notice product placement.

The more expensive products are most often at eye level. Cheaper is generally up high or down low. There are some exceptions to this rule, but it’s pretty easy to check out the entire section rather than just one shelf if you’re serious about finding good deals.

6. Notice the price per unit.

This can be tricky, as some stores will use different units to describe the price for different sizes of the same product. However, sometimes you can see that the smaller item is offered at a lower price per unit than the larger one… especially if you have coupons! If you can’t approximate in your head, bring a calculator and know how to use it.

7. Know if “2-for”, “3-for” and such deals really require that you buy that quantity.

There’s a store in my area that loves to do “10 for $10″ sales. Fortunately, not only do they allow mix and match, they don’t really care how many items you buy. You get the $1 per unit price anyhow.

Not all stores run these sales that way, so keep any eye on how your store does it.

I had one of those “wow!” moments when I was grocery shopping yesterday. I’ve been hearing a lot about the price of rice going up; yesterday I saw it.

The last time I went shopping at my local Henry’s, jasmine rice (my husband’s preferred type) was $0.99/lb. This week it was $1.99.

Yes, doubled. Other types of rice had similarly increased.

My husband’s thinking he may go to Costco today to check out their prices. We aren’t in urgent need or anything, but he’s curious. The last time he checked there, they were out.

Of course, our current situation makes stocking up really difficult. He’s still looking for that new job. Callbacks are hard to get right now for even a first interview.

I could see a lot of other prices were up too. It’s getting pretty interesting trying to find food at good prices anymore. Hopefully the garden will be nicely productive this summer.

If you listen much to the news right now, you’ve probably heard some stories about various Costco and Sam’s Club locations rationing rice, flour or oil purchases. You may have also heard about how bad the food situation is in many countries that are poorer than the United States. It’s getting rough out there.  Some countries are limiting or refusing to export rice.

The big question is: How much should you worry?

If you are in the United States, as I am, you probably don’t have too much to worry about, at least so far. There’s not a shortage here. But people are very naturally concerned, just from looking at the worldwide picture.

My own inclination is to keep an eye on things. I’m not ready to stock up heavily… aw heck, I can’t do that very easily since my husband’s still looking for work. But even if we had a little more financial flexibility, I don’t believe I’d be panicking at this point.

For one thing, we grow so much rice we export a lot of it. Even now.

However, I have told my husband I would like to garden more intensively this year, once we know for sure that we aren’t moving. Rice, flour and oil aren’t the only foods that are subject to increased prices. Fresh produce has gone up in a lot of places, and I rarely see things like tomatoes at prices I’m willing to pay anymore.

It’s also educational for the kids. Mine had a great time last summer going out and picking fresh tomatoes to snack on, and they’ve learned a lot about edible leaves… most especially that they always have to ask first to be sure they have the right plant.

A garden costs some money to get started, especially if you haven’t had one before, but in the long run it has great potential to help you cope with rising food prices.

I’m noticing a lot of people with concerns about current grocery prices. They’re going up fast in most places. That’s hard on just about any family’s budget.

Time to work even harder on saving money at the grocery store!

That’s not easy to do if you’ve been cutting back for a long time. There’s always a limit to what you can cut back on before the decisions get really painful. So let’s go over some of the basic possibilities.

1. Buy in bulk.

This one can work great, but only if you know that you’re paying less by doing so. It can really pay to compare prices because sometimes foods are cheaper the way you normally buy them.

This also works for things like crackers, although you generally aren’t getting these from the bulk bins. Buy the large boxes rather than the snack size bags, and separate into snack size portions yourself.

2. Know when your stores have the best deals.

In my area, one store has ‘double ad Wednesdays’ where they honor both the current and previous weeks’ ads. It’s my favorite day for shopping there.

Other stores may have double or even triple coupon days.

I’ve gotten a lot of benefit from knowing when and where to go grocery shopping. I look at all the ads for my area and decide which stores I need to go to. I also shop alone as much as possible so that there’s no one begging for treats or impulse purchases.

You can also ask about price matching if you want to cut back on running around town. Some stores will do this, others won’t. But it never hurts to ask.

3. Cut back on prepared foods.

Many prepared foods are significantly more expensive than the cost of their ingredients. I no longer buy most spice or marinade mixes as I can do just fine on my own for less. I don’t buy premade foods that I can handle on my own.

Fresh foods such as fruits and vegetables also go farther than you may think. On the whole they are much better for you, and cost less. In some areas you can go even cheaper at the farmer’s market. Just check the prices carefully, as some farmer’s markets cost more than the grocery store.

4. Weigh prebagged produce.

When you buy fresh produce, such as apples, onions or potatoes, you often have the option to buy a prebagged selection. They may be labeled at a certain weight, but due to the natural variations in the product, these weights do not tend to be exact.

Pick a bag that looks good to you, and check the weight. You should be able to get a good amount for your dollars this way.

5. Buy generic when reasonable.

Sometimes generic foods are made by the same companies that make the brand name products. If you’re not sure of the quality, buy a package of whatever generic product you’re considering and give it a try. If it tastes good enough to you and your family, you can save quite a bit.

Just remember to watch out for brand name coupons that sometimes bring their prices to below that of generics.

6. Don’t go overboard.

It’s easy to overbuy when you see a good deal, whether it’s a sale or a coupon. But especially on foods that tend to go bad easily, don’t buy more than you need. There’s a lot of food waste that is simply due to people buying more than they and their family can possibly eat before it goes bad.

7. Have storage space for real bargains.

Sometimes you will see real bargains at the grocery store. If you have an extra freezer or a lot of room in the pantry, it can be worthwhile to get extra of foods that either freeze well or take a long time to go bad. You can still go overboard on stocking up if you aren’t careful, but if you’re seeing significant price increases in your area, having some extra on hand can’t hurt.

8. Keep a price book, or keep the numbers in your head.

Anything you buy with any regularity at all, you should know what the normal price is and what the usual sale price is. Most foods go on sale pretty regularly, and you don’t want to pay full price unless you have to. At the same time, if it’s a particularly good sale, you want to know so you can decide what, if anything, to do about it. Maybe you buy extra, maybe you just tell some friends.

9. Avoid non-grocery items at the grocery store.

One thing I’ve long since noticed is that I get much better prices for non-grocery items when I go to Target than when I check their prices at the grocery store. Not every time, as sometimes the grocery store will do a good sale, but often enough that it caught my attention.

Target and Walmart also both have at least small grocery sections in their stores. You may be able to get good deals on food in those areas. I’ve had good luck with Target’s cereal selection when it comes to getting a good deal.

When it comes to cleaning supplies, stores like Target can be a great choice, as can making your own. There are a lot of homemade cleaning supplies you can make for much less than it takes to buy them, and hardly any extra time spent.

10. Know when the meat is marked down.

This one can be challenging, but it can mean significant savings. I know that the Albertson’s in my area used to mark their ground beef down at about 8 every night. Then it changed to around 9 at night. Now they seem to do it first thing in the morning.

This means great deals on ground beef. In my area, ground beef that generally runs over $3/lb gets marked down to $1.50/lb. That’s actually a price increase, as they used to mark it down to $0.99/lb. But it still beats $3-4/lb.

Bakery products also get marked down. You can generally figure out where they keep the rack of slightly older baked goods if you want to get a good deal.

11. Know the price per unit.

Most of the time, buying more means a better deal. This is why people like to buy in bulk.

However, sometimes you actually increase your cost. Fortunately, most grocery stores have the price per unit, pound or ounce on the price tag in small print. Take advantage so that you know where the best deal is. This can be good information to add to your price book so that you know when to buy something other than your usual size.

12. Check your receipt.

Price errors in grocery stores are probably more common than many suspect. Not all of the errors will be in favor of the store, but if they are, you definitely want to get the price corrected.

13. Eat your leftovers!

Sure, lots of people find leftover food boring. But they can make for great, cheap lunches. If you’ve otherwise been throwing away your leftovers, you’re essentially getting that lunch for free.

14. Figure out how to cook around your schedule.

There are a lot of ways you can make cooking dinners at home easier, even if you come home exhausted from work.

You can cook in advance over the weekend. Just prepare the parts of the meal that freeze well, cook them during the week or even a month or more in advance, then place in the freezer.

The crockpot is another great alternative. You can start your food in the morning when you aren’t so tired from a day at work or taking care of the kids if you’re at home, and have dinner waiting for you.

Similarly, you can chop vegetables in advance and store in the refrigerator. It makes things go a lot faster if you don’t have to do all the chopping for a salad or stir fry or any other meal.

15. Don’t shop tired or hungry.

A standard piece of advice, but ever so true. Being tired or hungry means your resistance is down and you are more likely to make impulse purchases.

16. Use coupons wisely.

Don’t use a coupon to buy things you wouldn’t otherwise have bought. Know where they’re doubled in your area. Contact the manufacturers of your favorite products and ask if they have any coupons to send to you. Find coupon swap groups.

Be careful of online coupon offerings. Many grocery stores no longer accept coupons printed off home computers due to problems with scammers. You can ask at your local store if they will accept these or not. If they do, it can be worthwhile to join a site offering coupons online.

17. Consider the occasional vegetarian meal.

You don’t have to cut meat out entirely unless that’s your preference, but some vegetarian meals cost less to prepare than those that have meat in them. It can be worthwhile to invest in a good vegetarian cookbook. Even going meatless once a week can make a difference.

18. Consider frozen vegetables.

Frozen vegetables can cost less than you would pay otherwise. They go on sale pretty regularly, and of course they keep a good length of time.

One advantage I find for them is that I can use them when I’m not out of other ingredients and not quite ready to go to the store, but I need vegetables. Since they don’t go bad quickly, they can help me to extend the time between trips. This can help to cut down on excess spending and food spoilage.

I’m not so fond of canned vegetables. Many varieties have added sodium, although others do not, and to me most don’t taste as good. Your experience may differ.

19. Learn to make your own cake, pancake, etc. mixes.

If you love your pancakes or other such foods that you normally buy a mix for, consider learning how to make a mix on your own. This can save you quite a bit of money, and you may find some variations you really enjoy.

This particularly saves you money if you love frozen waffles and such. A waffle iron can be bought for as little as $30 if you don’t have one already.

20. Start a garden.

Starting a garden costs money, especially the first year when you have no gardening supplies at all. But over time you can save money and enjoy produce far superior to what you can buy at the store.

You don’t have to live in a house with a big backyard to garden, either. Many people have small container gardens in their kitchen to grow herbs such as basil for cooking. Others place somewhat larger containers on patios and grow tomatoes and other vegetables that grow well that way.

If you’re still struggling with your grocery budget after doing everything you can, it’s probably time to cut other areas. I posted some time back about daring yourself to save money, and in times like these it’s something to think about.

Even when you’re trying to save money, there’s often that one person in the family who just isn’t quite cooperating with the plan. The one who still really wants those extras.

Maybe it’s Mom, maybe it’s Dad, maybe it’s one or all of the kids. But that person sure makes going grocery shopping difficult. How do you avoid buying all the extra stuff they want?

Well, kids are easier to cope with than when it’s the other parent. You either learn to say “no” or you go shopping without them as much as possible. Neither one is easy at times, and as your kids grow you will have to figure out what works best for each age, but you do what you can.

Such as have them buy the extras they think they can’t live without with their own money.

But it’s much more difficult when it’s one of the parents who isn’t hearing the other say “we need to spend less money and don’t really need that.” It gets to feeling as though you’re nagging or that they just aren’t paying any attention to you.

And of course an adult can easily just go back to the store on his or her own and buy the things you said no to before. It can take much more effort to break through the stubbornness.

Shopping alone is often much cheaper than bringing anyone else along. Just make sure it’s the person most willing to limit impulse buys. And bring a list.

A list can help even when you do bring the family along. Warn everyone who’s coming along that only items on the list will be bought. Go through the grocery store ads so you know what deals you don’t want to miss, and at least tentatively plan the kinds of meals you’d like to have for the week. The more you know about what you’re actually going to eat, the less excess you will buy.

Talk over the issues too, and be clear about exactly what is happening to your budget due to overspending at the grocery store. Making the problem clear may not be enough to immediately stop the problem, but it does mean you can brainstorm some acceptable solutions.

Take a look at your eating habits too. Can you give up convenience foods? What about sodas? Candy?

These items tend to add up fast, and many aren’t too good for you to begin with. Work up a way to work these out of your diets if possible, or at least agree on limits. I’ve always found that if they’re in the house, they get eaten, but if they aren’t, I won’t get desperate enough to go to the store just for them.

Changing your grocery shopping habits probably won’t solve all your money problems - many families have other places that could be cut equally or even more effectively, but it’s an area many are willing to target. Talk it out, work it out and see what happens.