Phew! I was afraid I'd have to delay this issue due to some issues with work being done in the kitchen. Being pregnant, there was no way I could be here for that, but it's finished, so I could come home. It's new granite countertops, and they're so pretty!

This week's feature article takes a look at spotting a scam in the early stages. You can't always rely on the BBB and other sources, because they won't have any information on new scams, so what do you do? Find out what red flags to look out for.

Our guest article is on being frugal but not cheap. It can be a matter of perspective and knowing if what you're doing to save money is really reasonable.

Ready to go? Come on over to http://www.homewiththekids.com/newsletter/newsletter081704.htm and don't forget to stop by the discussion boards too!

See you next week!