Last Updated July 10th, 2019

Is Your Home Business Ready For A Natural Disaster?

Is Your Home Business Ready For A Natural Disaster?

If you pay much attention at all to the news, you probably heard about the recent earthquakes in California. I live about 100 miles from where they struck, so we had a little mild shaking, no damage or anything. But it reminded me about how important it is to get your home business ready for a natural disaster.

When I talk about getting ready for a natural disaster, I’m not talking about prepping for the end of society. If that happens, your home business probably won’t matter much anyhow.

Instead, I’m talking about things like earthquakes, floods, fire, tornados, and hurricanes. Things that you know about how likely they are to strike in your area.

Which Natural Disasters Are Likely In Your Area?

The range of probable natural disasters in a given area varies quite a bit. I’m not at all far from the San Andreas Fault, so naturally earthquakes are a consideration for me. Tornados and hurricanes, not so much. Flooding can happen in my town, but I’m in the upper area with good drainage all around, so it’s not likely to be a problem.

Fire, of course, can strike anyone, anywhere.

Knowing what you’re planning for can help you make the right plans. Earthquakes, for example, strike without warning, while you may have several days’ warning of a hurricane. The things you need to do to prepare are slightly different for each.

earthquake damage

The SBA has a list of preparations for emergencies that businesses can make. While their focus is more on small businesses in general, many of their tips can help your home business. They even offer specific advice for different kinds of emergencies.

Do You Have The Right Insurance Coverage?

Talk to your insurance agent to be sure that you have the right insurance coverage for your home and your business. Flood and earthquake insurance, for example, are usually not a part of the standard coverage. In some places it’s difficult to get fire insurance because the risk of wildfire is too high.

Insurance is sometimes a balance between what you know you should have and what you can realistically afford. It can be tough to pay for, especially when you know there’s a chance you’ll never need it.

But can you afford to take that chance?

Which Parts Of Your Home Business Are Most Important To Save In A Natural Disaster?

Deciding which parts of your home business you would save in a natural disaster can be tough. They should be balanced by the more personal things you’d want to save. Any home business plan for natural disasters, after all, must consider the other people and possessions in your home.

So before you start planning what to save from your home business, make plans for what to save from your home. Make an evacuation plan with your family. Talk about how to handle different kinds of emergencies. Decide which items are most important to grab on the way out if the emergency permits. Know where you’re going to go once everyone is out.

Once your family is prepared, you can start taking your home business into consideration.

Assume the worst as you plan. Most disasters won’t be that bad, but you won’t know in advance. That’s why you should start from “no time to grab anything, just run” and go from there.

From there, you can decide what you will grab if there is time. Figure out your priorities ahead of time.

Physical Products

flooding

If you sell physical products, these may be a priority for you to save in a disaster. Just how much of a priority may depend in part on how good your business insurance is. If the insurance will sufficiently handle the financial blow of losing your physical product inventory, there’s not much to worry about, even though the loss will still be painful.

On the other hand, if your insurance won’t cover them sufficiently, you may feel much more need to protect the products you sell. That’s your livelihood, after all!

Even so, remember that your first priority is people, then pets, and then decide which things can be saved. Things can always be replaced or at least remembered. If you don’t have enough insurance, it will be harder to replace your things, but it’s better to have the people you care about.

Your Home Business Computer Files

Your home business computer files is very important to protect in case of a natural disaster, but it’s also one of the easiest things to do. Simply have everything backed up to the cloud. This goes for personal data too.

I have all my photos, for example, backup automatically. This way I’ll have a copy no matter what happens. I only need to be able to log into the account to retrieve them.

Google Photos gives you unlimited free storage for photos so long as individual photos are no more than 16 megapixels, and videos are at no higher than 1080p resolution. You can pay if you want to store at higher resolutions, but these levels are fine for most purposes.

You can store other files on Google Drive, which gives you up to 15 gigs free. However, this includes the space your Gmail takes as well as any photos or videos that are above the resolutions allowed in free storage. It’s also easy to buy more space if you need to.

And of course, there are plenty of other cloud storage options such as IDrive, MicrosoftOneDrive, and Dropbox.

If your data is backed up offsite automatically, you won’t need to consider it during a disaster. It’s already safe. Restoring it may be a pain, but that’s all it will be.

Your Equipment

The equipment you use to run your home business is no doubt very important to you. The things you put in your nice, comfy home office are important to your success. That’s how you’ll get things going again once you’re able. But it can be hard to decide what matters most in an emergency.

In general, you want to consider what will be easier to replace versus more difficult to replace. Replacing a computer is a pain, but if all your data is backed up, you may actually lose very little if your computer is ruined in a disaster. Other equipment may be more difficult to replace, depending on what you use.

fighting fire

Take an inventory of your equipment occasionally. I do this by taking pictures and video. This then gets uploaded along with all my other photos. Having visual proof of your possessions may help with insurance claims. Keep receipts if you can as well.

Paperwork

No matter how much we try to get rid of paperwork, some of it keeps hanging around. Worst of all, you really need some of it.

Any paperwork you want to protect from a natural disaster can be stored in a fireproof safe. These will help with most disasters.

If you want a more grab and go solution, a three ring binder with your important papers in plastic sleeves is easy to grab in an emergency. A waterproof bag is another option.

The good thing about most paperwork is that it can often be replaced. It may be tedious and cost money and/or time, but it can be done. You can also store your most important papers in a safe deposit box.

Consider Disasters Where Your Website Is Hosted

You should also take into consideration the disasters which may happen where your website is hosted. Your hosting company should have a disaster plan of their own, of course, but it never hurts to consider the data that makes up your website.

Backup your website regularly. Not only does this help if your host has a problem, it helps if your site is hacked. Hacking is an all too common problem for websites. A time may come when you need a clean copy of your data.

If you use WordPress, there are a number of solutions which will backup your blog automatically. Make sure this backup is sent to you regularly. You can also backup your WordPress blog manually.

Don’t keep every backup copy of your site ever. Go through every here and there and delete older ones. You only need one good copy, but keeping three or so backups is a help if you discover that you didn’t know about a problem for a time that makes newer copies less reliable than older ones.

Making Your Home Business Ready For A Natural Disaster Is An Ongoing Process

Being prepared for a natural disaster isn’t a “once and done” kind of thing. You need to review your preparedness regularly. Otherwise, your home business won’t be as ready for a natural disaster as you thought.

Review your priorities. Something that was important when you made your original disaster plans may be less so now, and vice versa.

Sometimes a part of your plan will fail. Your data backups, for example, may not work out the way you thought they would. Paperwork goes out of date. Your physical inventory gets bigger or smaller.

Make the time to get your home business ready for a natural disaster before one happens to you, and keep your plans current. Rushing around trying to decide what to take in an emergency wastes a lot of time, and important things will be missed. Plan ahead, and you have a better chance of getting at least some of the things that matter out safely.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated July 2nd, 2019

Budget Home Office Ideas – Get Set Up Without Spending A Fortune

Budget Home Office Ideas - Get Set Up Without Spending A Fortune

One of the best things you can do for yourself when you work at home is set up a home office. Having a place set aside where you can work is a huge help, as well as a must for many work at home jobs. These budget home office ideas can help you set up a functional home office without spending a fortune.

Pick The Right Spot

Choosing the right location matters for your home office. While some people can make do with working at the kitchen table, others need a room with a door. It all depends on the demands of your work and how many distractions you can handle.

You don’t want to be in the same room as the television, for example, if it’s going to be on. That’s a huge distraction and will make you less productive.

There are times when you want your kids with you when you’re working if you don’t need quiet. That’s why I had a play space in my office when my kids were little. It was less distracting to have them there than to have to get up to see what they were doing. Now that they’re older, I don’t want them in my office unless they need me.

my home office

Your space does not have to be large. If my house didn’t have a room available for my home office (which is also a guest room), I probably would set up at the little built in table that we use for the mail. It’s not a big space, but my work doesn’t take much. It’s a little out of the way in the house, which is always a help when you need to focus.

Plus, I wouldn’t need a desk then.

If you don’t have a spare room to turn into a home office, it’s perfectly fine to set up in the bedroom if you need a closed door to work. Don’t feel that your home office space must be dedicated unless that’s a requirement of your work. Rooms can have more than one use.

Figure Out What You Need To Buy

Odds are that you already have some of the things you need to set up your home office. If you have a work at home job rather than a home business, some employers may provide equipment as well.

The less you have to buy for your home office, the better when it comes to budget.

There are a few things you really should have when you work at home. Some you can skip, others are a must no matter how tight your home office budget is.

Budget Home Office Must-Haves

Computer

minimal home office

Is your current computer good enough for your work at home job or home business, or do you need a better one? Is it shared with the rest of the family, or is it yours alone?

It’s not at all uncommon for a family to need multiple computers these days. If your kids are in school, the odds are good that sometimes they need a computer for homework. You don’t want their needs and yours to clash. Having a dedicated home office computer is a big help.

An ergonomic keyboard and ergonomic mouse are also good to have. These can take a little getting used to, but may save you from carpal tunnel or other problems later.

Think about whether you need a desktop or laptop computer. I love my laptop because I can go anywhere with it, but desktop computers have their advantages too. They’re often cheaper, and while you have to buy a monitor to go with it, you don’t have to replace the whole thing if the monitor goes out.

Desk

A good desk can be a big help for working at home productively. You don’t have to get a fancy sit-stand desk (although they are wonderful!), but you should have someplace to put your computer and other supplies.

If you can’t afford anything else, even a folding table can function as an office desk. It’s not about looks, after all. It’s about getting the job done within your budget.

Ergonomic Chair

While you can use a kitchen chair if you must in your home office, try to find a way to get an ergonomic desk chair. Your body will thank you in the long run.

Internet Access

There are very few jobs that you can do from home without internet access. Even daycare providers may need it to email parents or update their websites or social media.

Make sure you consider whether you need wired internet or if WiFi is okay. Some work at home jobs require a wired connection to your router for security reasons. Such jobs also will not allow satellite internet.

Budget Home Office Maybes

Other office supplies will be needed by some people, but not by others. Think about what’s really necessary before buying these items.

blue home office
  • Printer
  • Printer ink supply
  • Scanner
  • Camera
  • Dual monitors
  • Sound cancelling headset
  • Microphone
  • Chair mat
  • Surge protector
  • Phone (cell, landline or VOIP?)
  • Filing cabinet
  • Safe
  • Reference books
  • Pens, pencils, paper
  • Whiteboard and dry erase markers
  • Water bottle
  • Neutral background for video conferencing
  • Office decor
  • Calendar or planner.

You’ll also need appropriate software. Some solutions are free, while other things you will need to buy.

  • Skype (may already be installed on your computer)
  • Slack
  • Office software (I use Google Drive)
  • Graphic design software (I use Gimp)
  • Dropbox or other file sharing
  • Any software required by your employer or to run your business.

Find Cheaper Ways To Buy What You Need

You don’t have to buy everything new for your home office. Some items are just fine to buy used.

budget office chair

I bought my office chair at a garage sale for $5, for example. I hit it really lucky, as it’s a good, ergonomic chair, and the most comfortable of all our office chairs. You don’t find a deal like that very often.

We also bought my husband’s office chair for cheap, just recently. The city was selling off their excess office furniture, and I found his chair for $30. It’s much more comfortable than the chair it replaced, and still much cheaper than a new one would have been.

Garage sales can be wonderful for finding used furniture. Thrift stores are also a good option. ReStore from Habitat For Humanity can be great for furniture. Be picky about comfort, as you’ll be spending a lot of time with your home office furniture. You may not be as lucky as I was with my office chair, but there are plenty of good finds out there.

If you’re going for new, outlet stores may be an option as well. Online, you can see what’s available from Amazon Outlet.

There are some things you should only go so cheap on, of course. Your computer should be good enough to handle what you demand of it. Your office chair should be ergonomic, to help you sit properly and minimize repetitive motion injuries.

Other things, you can absolutely go cheap on. Some dollar stores have a good range of home decor, which can make your office look nicer without spending a fortune. Some of their other office supplies are also good.

The back to school season is a great time to get paper, pencils, pens, and notebooks. They’re often on sale around that time. Pay attention to the sales, and stock up if you can when things are on a really good sale.

Do You Need It All At Once?

If the things you need for your home office don’t all fit into your budget at once, think about which purchases you can delay. Some items are good to have in the long run, but you can get away without them for a time.

A newer computer, for example. Possibly your current computer is just barely good enough, and that’s sufficient until you can afford a better one. Maybe you use a kitchen chair until you can fit an office chair into your budget. You do what you can.

Don’t delay on things which are necessary for you to start earning money. If you have a work at home job and your employer says you must have a certain thing, have that thing!

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated June 24th, 2019

21 Steps To Make Being A Stay At Home Mom Or Dad Work Financially

21 Steps To Make Being A Stay At Home Mom Or Dad Work Financially

For some families, being a stay at home mom or dad just happens. It’s not always planned. There’s just the sudden realization that having mom or dad stay home makes sense. Maybe there’s a layoff while she’s pregnant or the kids are young, or the sudden realization that childcare costs more than one parent’s job brings in. If you aren’t prepared, going from two incomes to one can be quite a shock.

Others know from early on that they’re going to be a stay at home mom or dad. The income may not even be a part of the decision as such; it can be based more on the desire to have one parent at home. Still if the family doesn’t prepare financially for the changes, things can get difficult.

This is why it’s so important to plan before your family goes to a single income due to one parent staying at home if at all possible. You can avoid some nasty financial surprises if you know how these things may go.

1. Practice living on one income first.

If the decision to have one parent stay home with the kids is a deliberate one, not one caused by circumstance, try living as though your family only has a single income for a time while both parents continue to work. Not only will this show you how things are going to be, it allows you to save up the money from the second income. A little financial padding is always a good thing to have.

2. Review your finances.

You can do this even if staying at home wasn’t planned in advance. Calculate all your living expenses – rent, food, utilities, vehicles, taxes, insurance and so forth. Make sure the income of the parent who continues to work will be enough to pay all your regular expenses… ideally with some left over for savings.

Don’t be too discouraged if you don’t see right away how to make things work on a single income. It’s common to need to make sacrifices.

3. Cut down on monthly bills.

Rethink your monthly bills where possible. Are you on the right plan for your cable TV/internet? Do you really need it? Can you cut down on your cell phone plans (consider what early cancellation fees will do)? What other monthly expenses can you cut down?

stay at home parent budget

You can cut your electric bill by changing where your thermostat is set. Let your home get a little warmer in summer and cooler in winter. Don’t overdo it, but do remember that you can adapt to a greater temperature range than you may normally use.

You may even want to decide if going solar is right for you. If your bills are high enough, it can save money.

The great thing about cutting back on monthly bills is that once you’ve decreased a bill, it stays down unless your service provider increases the basic cost. You don’t have to change it every month – just review your needs occasionally and make sure it’s still right for you.

4. Plan for emergencies.

Life never keeps things simple for long. Cars break down. Kids get sick. Parents get sick. Something in the house needs to be repaired or replaced.

If you don’t plan ahead for emergencies, they can ruin all your financial planning. Have some money set aside for those times when things need to be repaired. Have insurance to help out with the things insurance can help with.

I like having a home warranty. It doesn’t save me the whole expense every year, but it ensures that I won’t spend a fortune on repairs. Check with the companies that offer home warranties in your area and make sure that they have a good reputation before signing up. It is NOT cheap, but can be very worthwhile if something goes wrong with a covered item.

5. Avoid credit card debt.

Credit can be a very tempting way to pay for things you can’t afford at the moment. I still have credit card debt to pay off, although things are steadily improving these days. If it weren’t for the debt (taken on for reasons that were generally good at the time, not so much frivolously), we’d easily be living within our income and have money left over to save.

6. Pay off debt.

Beyond credit card debts, there are other debts that can make having a stay at home parent more difficult. Pay off or pay down those student loans, car loans and pay down the mortgage if you have them. The lower you can make those bills, the more flexibility you will have financially.

There is, of course, a balance to be struck between paying off debt and making investments with your money. Choose wisely for your situation.

7. Pick your sacrifices.

Most single income families have to make sacrifices to keep mom or dad at home. Talk as a family about the things you’re willing to sacrifice, and which things you’d prefer to keep.

For example, you may have the habit of going to the movies as a family frequently. That may be fine on two incomes, but can you still afford to do so on one income? You may need to cut back.

8. Look at taxes withheld.

stay at home dad

Take a look at the taxes being withheld from your spouse’s paycheck once your family is down to a single income. The fact that your family is now living on one income means you can probably adjust the withholding so that you get more money now rather than a big tax refund. Big refunds feel like a windfall, but what they really mean is that you didn’t have that money earlier.

9. Talk about money.

Have a talk about your attitudes toward money, especially that only one person will be bringing it in for the family. A lot of tension can come from the bread winning parent feeling as though that money is his or hers, not both of yours. It’s just as important for the stay at home mom or dad to have spending money as it is for the working parent. Don’t let the “I earned it, it’s all mine” attitude ruin things.

There are many different ways to manage family finances, and you should choose the one that works for your family. Some want separate accounts, while others feel that there’s something wrong if you don’t keep all your money in a joint account. Find what works for your situation.

10. Consider or increase life insurance.

The expense of life insurance may seem like an unnecessary extra, but if your family is unfortunate enough to need it, you won’t regret the expense. Should one parent die, whether that’s the working parent or the stay at home one, the money from life insurance can help keep the family going.

11. Discuss how long you’ll stay at home.

What is your plan for being a stay at home parent? Is it just while the kids are babies? Until they go to kindergarten? Until they’re adults? Forever?

What you decide at the start may not be what you want forever. Some find that staying at home isn’t right for them. Some think they’ll only stay home for a while, but find it so good that they want to stick with it always. Some realize that while they love it, the financial aspects aren’t working out and that it’s necessary to go back to work.

However things seem to be going, talk about the stay at home decision occasionally to be sure everyone still considers it to be a good thing and to deal with problems as they come up. Don’t let issues fester.

12. Consider your retirement.

One major problem many long term stay at home parents don’t always take sufficiently into consideration is retirement. Not working for years will impact what you could get from Social Security. If you aren’t saving for your retirement even when you don’t have an income, it could become a problem in later years.

13. Consider part time work or work at home.

Not every family will be able to get by on a single income. My husband and I don’t. I earn pretty good money working at home – enough that it isn’t worthwhile for me to look for an outside the home job even though my kids are all school age and well able to handle most things without me.

make money by working at home

Working at home is a challenge, especially when it comes to getting started. Many jobs won’t work out if your kids are going to distract you. Think carefully when deciding what you want to do. Can your kids be quiet enough that you can do work at home customer service or would you be better off doing something else?

A home business is another good idea, if risky. Not every home business makes money. I like blogging and running my own websites because it’s fun and flexible. The money can vary quite a bit, of course.

Sometimes, a part time job when your spouse can be home is the best way to handle things. A part time job can also be nice for getting time with other adults. If a single income isn’t enough, make sure you find a way to bring in enough extra money so that your family doesn’t have trouble with debt.

14. Consider furthering your education.

Furthering your education can be very important when you’re a stay at home parent looking to return to work someday – or just because you want to learn more about something. If you take online classes, look carefully into the school to make sure it’s a good quality program – there are a lot of low quality schools out there.

An improved education may help you land a better job when you go back to work outside the home. It’s not a guarantee, even from a good school, as there’s still a gap in your paid work history, but it should help.

15. Keep up professional credentials.

Even if you don’t plan to go back to work soon, keep up any professional credentials you may have. If you need to go back to work, even part time, this can be a huge help in getting a better paying position.

16. Keep up professional contacts.

If you left a professional position to stay at home, keeping in contact with old coworkers and other professional contacts can be a huge help if you decide to go back to work. It’s not just about working outside the home – you may be able to use these contacts for freelance or work at home positions if you don’t want a regular position. Keeping your foot in the door can be a huge help if you need to increase your family’s income for any reason.

17. Learn to find bargains.

Knowing how to find bargains on the things you need can be a huge help when you’re a single income family. Seek out ways to save money on the things your family needs, but make sure you don’t buy things you don’t need just because the price was good.

stay at home mom

Clip coupons, go to thrift stores, pay attention to sales in local stores, buy in bulk when appropriate, find out what’s cheaper from programs such as Amazon’s Subscribe and Save. There are many ways to save money that won’t take up more time than you’re willing to give it.

I’m very fond of my local dollar store. It’s one of the few companies that regularly carries fresh produce in its stores. This allows me to keep a good supply of healthy, fresh foods in my home while spending less on them.

Not all dollar stores have produce, unfortunately, but they can have good bargains on other items. They may be worth adding to your shopping routine if you find a good store.

18. Cook more.

Eating home cooked meals is generally far more budget friendly than eating out. If this isn’t already a habit, make it one.

I love my crockpot and my Instant Pot. They’re each useful in their own ways on those busy days when it’s hard to figure out how to make meals at home.

I also buy meats in bulk at Costco, and then freeze them into meals. I don’t do the once a week cooking thing – instead, I prepare multiple meals all at once, including the one I’m cooking that evening. This way I have a number of meals at any time that I need only remember to defrost on time so I can cook it.

19. Learn to do basic home maintenance.

The more repairs you can handle around your home, the less you’ll have to spend on professionals. Painting is relatively easy, a project many people are comfortable with taking on, but you may find that you are capable of handling more than you think.

YouTube videos are great for do-it-yourselfers. If there’s a household repair that you’re willing to try, odds are that there’s a video to guide you through it.

That said, when professional help is called for, get it. A poorly done repair may cost more than the original problem would have if it had been fixed correctly the first time.

20. Don’t be too hard on yourself about mistakes.

It’s easy to be hard on yourself when you make financial mistakes when you stay at home. Maybe you overspend and have to take on some credit card debt. Maybe you didn’t prepare enough for unexpected bills, and ended up having a car repair ruin all your plans.

Whatever happens, take it as a lesson, and don’t be too hard on yourself. We all make mistakes, especially when we’re learning.

21. Adjust your plans.

Review your finances regularly. Make changes where things aren’t working or where they could work better. Not every money saving tip will work for every stay at home parent. There may still be times where convenience trumps money saved. On the other hand, you should also be able to find more ways to save money over time that will suit your lifestyle. Just because one thing isn’t working out doesn’t mean something different won’t work either.

Life can change pretty fast. You may be happy being a stay at home mom or dad, but then have to go back to work because your partner lost their job or was injured. Your plans now don’t have to be your plans forever. Be adaptable.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated June 18th, 2019

6 Things You Should Do For Your Online Home Business This Summer

6 Things You Should Do For Your Online Home Business This Summer

Summer shouldn’t be all about slacking off on your online home business. Even if it’s a slow time for your business, there’s still a lot of work to do. Don’t take the entire summer as a vacation (take some vacation time if you can) – take the time to get these important things done for your online home business this summer.

Slow times in business are a great time to think of more ways to get ahead. It’s a great way to shift your focus from what’s going wrong to what you can make better.

Take time for your family as well, of course. This is especially important when you have kids. Summer breaks are great for making memories as a family. Find that balance between improving your online home business and enjoying the summer with your family.

1. Review Your Progress So Far This Year

It’s the middle of the year and a great time to see how much progress you’ve made on your goals for the year. Are you ahead, behind or right on schedule? What’s not working out? What is?

summer planning

Progress toward goals rarely goes smoothly. Sometimes you’ll shoot far ahead of where you thought you’d be. Other times you’ll fall short.

Don’t let these ups and downs trap you. You can’t assume that things will always go as smoothly as when they’re at their best. You certainly can’t assume that they’ll continue at their worst.

2. Plan For The Second Half Of The Year

Now that you know where you are, where are you going? Look at what you had planned already, and decide if that’s still the goal. What has come up to change things? How will you change them?

In particular, this is a great time to think about how you’ll handle the Christmas season. It’s not too early. Make plans for product promotions, guides you want to write, and so forth.

The back to school season should also be considered, if you haven’t done so already. This may relate to your family if you have kids in school as well as your online home business. Plan ahead so you don’t have to rush around right as school starts.

3. Catch Up

We all run behind on things – paperwork, emails, writing, etc. Be honest with yourself and find the things you’re behind on, then work on catching up.

For example, I just cleaned out my email inbox. It takes a little while to figure out how to do this efficiently each time, but it feels so nice to get the clutter out of there. It helps that I use a lot of filters on my email, so some categories can simply be deleted after no more than a glance.

Ideally, you should think about ways to avoid falling behind on these things again as well. It won’t always work out that way, but try.

4. Get Ahead

summer wahm

What can you work on ahead of time? This is especially helpful if you’re planning a vacation. You can keep things running while you’re away.

Blog posts, in particular, are easy to write ahead. WordPress allows you to schedule your posts easily, which is a huge help. When I go on vacation, I try to have my blogging already done, so I don’t have to check on things often.

It may mean some late nights when you’re trying to get ahead for a vacation, but it’s worth it.

You can also get ahead on your social media. There are tools that allow you to schedule your social media posts. You won’t be as responsive if you don’t pay attention to the things you schedule, but sometimes it’s nice to not have to stress over these things for a while.

Just one word of warning – be prepared to reschedule social media posts if real world events make anything inappropriate. Sometimes a scheduled post will come off as insensitive to something that just happened, even though it’s just fine any other time.

5. Train Some Help

Have you been considering hiring a virtual assistant? Summer could be the perfect time to do so. If you have some extra time right now, why not use it to make your work life a little easier?

Easy places to find virtual assistants include Fiverr and Upwork. There are sites that focus on such services as well. Start out with something relatively easy to get a feel for how the person you try works. Build your way up to the amount of work you need help with.

A virtual assistant may sound expensive, but if you do it right, you’ll earn more than it costs. They will let you focus on other things to build your online home business this summer and any other time. In the long run, that’s what you need to do.

6. Take A Break, But Don’t Slack Off Too Much

take a break

Just because summer is a wonderful time for a vacation doesn’t mean you have to take all of it off. Take the time your family needs, but make sure they understand that you need to work sometimes. A productive summer can put you ahead of the competition in the fall.

This isn’t always easy. Your family may have their own ideas as to what they want from you over the summer. Kids may hear from friends about all the neat things they’re doing, and be jealous. If you’re married, your spouse may have plans of their own.

Balancing it all can be tough.

Make a list of the things you need to get done and prioritize them. Make a schedule that takes the fun things you want to do into consideration. This way, you and your family have a plan and know what’s expected. Having a schedule is a big help when figuring out if you have extra time for slacking off or if you need to push yourself a little harder to get your work done over the some.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated June 11th, 2019

How Can Pharmacists Work At Home?

How Can Pharmacists Work At Home?

When you consider pharmacy work, the idea of working at home may not come to mind right away. Surprisingly, there are remote pharmacist jobs available. That’s because pharmacists do more than count pills. So how can pharmacists work at home?

The simple answer, of course, is technology. You use a lot of it when working at the pharmacy already. A pharmacist at home uses a little more.

Most work at home pharmacist jobs require experience, usually a couple years or more. Employers want people who know the work, after all.

What Do Work At Home Pharmacists Do?

There are a few possibilities you can consider when looking for remote pharmacist jobs. Some are pretty obvious.

You could be a telepharmacist, for example. This is much like other pharmacist positions, in that you review prescriptions and provide remote patient consultations.

Pharmacists may do centralized order entry or remote order entry of prescriptions. This involves verifying prescription orders, confirming dosage recommendations. and making sure the medication is appropriate for the patient. Catching errors is important, just as it is in any other pharmacist job.

Remote pharmacists may also screen and verify prescriptions to ensure that they’re accurate and that there are no unsafe interactions with other medications the patient is on.

home office setup

Some positions may require that you get your pharmacist license in other states.

Your experience can also help you land freelance writing or consulting jobs. Get creative in your job hunt. You may even decide to leave the field entirely if the right opportunity comes along.

Who Hires Work At Home Pharmacists?

Remote pharmacists can work for a variety of companies, including insurance companies, online pharmacies, the pharmaceutical and biotech industries, clinical research, and more. Even some retail stores use remote pharmacists.

Often, the challenge is figuring out who is hiring work at home pharmacists in your area. Even companies that hire them won’t be hiring all of the time. You may need to be persistent.

Here are some places you can search for work at home pharmacist jobs:

Aetna – May allow for partial telework, such as three days in office and two at home, for established employees.

Cigna – Has a variety of work at home pharmacy positions. Some may require travel.

HCA Healthcare – Search for “work at home pharmacist” or “centralized order entry pharmacist.”

Humana – May offer work at home positions that require experience as a pharmacist. Search for pharmacist jobs, then check the Work At Home box.

Magellan Health – Clinical pharmacist positions may allow you to work at home.

PipelineRX – Offers telepharmacist positions.

Walgreens – May offer occasional work at home pharmacist jobs in certain areas. Most jobs are in stores, not remote, so pay attention to the details.

Sites Which May List Remote Pharmacist Jobs

What Will You Need In Your Home Office?

A completely private home office is vital for a work at home pharmacist. You’re dealing with people’s medical information, after all, and that means you need to respect all the laws dealing with that, such as HIPAA.

comfortable home office

Your home office will need a door you can close. Your computer may need to be dedicated to the job, and not used for other things. Appropriate security software is a must.

If you do consultations on video, your home office must present a completely professional appearance. Your employer will no doubt have standards for what you can have visible in the background, and of course, you can’t have background noise.

And finally, make sure your home office is as comfortable as the rules allow. Consider the ergonomics of your workstation. Put up appropriate decorations to make it a more comfortable space.

What Are The Disadvantages?

Now, one disadvantage of being a work at home pharmacist is that you don’t get that direct patient interaction, which some pharmacists value. You might talk to them on the phone or online, but it’s just not the same as being face to face.

The other disadvantage is that many view remote verification pharmacy jobs as where pharmacist careers go to die. I saw that many pharmacists have a very negative view of such work. Not all work at home pharmacist jobs are of that nature, however.

It is also possible that you’ll earn less in remote positions than you would in other pharmacist jobs. Only you can decide if the convenience of working at home is worth that.

Overall, if you choose wisely, finding a home based job as a pharmacist can be a good way to continue your career while being there a bit more for your family. You won’t be able to have anyone right there in your home office, but you won’t have that commute eating up your day either. If you can handle the challenges, it may be a good career move for you.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

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