Are Money Problems Effecting Your Ability to Work at Home?

The life of the work at home mom or dad is not always an easy one. Many jobs don’t pay all that well, some are inconsistent in the amount of work available, and you never know what’s going to happen with a home business. Are these problems making it harder for you to work at home because you’re so worried about having enough money to live on?

That’s a pretty normal feeling. Happens even to those who don’t work at home. It’s often more immediate to work at home parents because many have so little support from those who don’t believe they can earn a living from home. There’s that guilty feeling that you could be earning more outside the home and solving all your family’s financial problems.

Look at What You’re Earning

When financial stresses build, take a look at what you’re earning. Why isn’t it enough? What can you do to earn more?

Most important, could you really earn more working outside the home after expenses are considered.

Most forms of working at home are cheap. You don’t have to drive to work. You may not need childcare for the kids. You don’t have to dress up for work. There are fewer social pressures to eat meals out rather than eating something home cooked.

If your finances are making you think that it’s time for an outside the home job, use this information to consider whether you would really be bringing more money home by working outside the home. You might not be.

Are You Worrying Rather Than Working?

If your financial worries are distracting you from doing the work that might help you to bring in more money, focus on getting around that. You have money problems. Worrying is not profitable. Working is.

It’s not necessarily going to be that easy. Stress doesn’t go away just because you want it to. But you can use it more as a motivator and less as a distraction.

Do You Need to Make Cuts?

Sometimes you need to cut back on expenses. That’s the way things go. If you’ll do better by cutting back on cable television and other expenses you can control, you can ease the strain a little bit.

How’s Your Support Network?

Hopefully you have good support from your spouse, family and friends for what you’re doing from home. It’s much easier to work at home when you have that, even when money gets tight.

Talk to whoever you need to. Brainstorm solutions for your problems.

Avoid talking unnecessarily about your money problems to those who don’t support your work at home efforts. This is the kind of time when they’ll say “I told you so” and similar things. That’s not helpful and it’s certainly not going to make you feel less stressed.

Anyone who has been helpful in the past in brainstorming ideas to earn money or work more effectively is a great person to talk to. This is the time you need encouragement.

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2 Responses

  1. All the points that you made in this post are so true. We are basically starting online, Have tried before, but quick. Now adding more to the blogs and learning all the time.

    Earnings are not there yet, coming along. Wife manages an apartment bldg. and I do PT maintence to support us.

    Yes I do worry and this distracts me, need to focus better. Have made cuts and see the benifits of doing so.

    Support is not great from friends and family. They are starting to see things differently now.

    They tell me to go back to my trucks and equipment as an owner/operator, which is my previous trade. Nope to old for that.

  2. I have had this problem for a while now. I think mostly because I was just getting started out working from home. As i get better at it, i get more organized with my time. I spend less time worrying, and more time working.

    I also found the best way to find some financial comfort when working from home is to have multiple streams of income. Even though i mostly do website design, I also have taken on local projects, doing design work for events, flyers, business cards, etc.

    Thanks again for the helpful advice, really enjoying reading your blog it is giving me a lot of fresh insight into how to keep this up.