Last Updated June 3rd, 2013

More Moms As Breadwinners – Can You Be The Breadwinner From Home?

There’s been a lot of talk these past few days about the increase in moms who are the primary breadwinners for their families. It’s up to 40% of households with children, the highest it has ever been. About two thirds are single moms, one third married. Apparently, there’s also 51% of those surveyed who think children are better off with stay at home moms who don’t work. That’s not for me. I see no problem with either parent staying at home AND being the breadwinner.

More Moms As Breadwinners - Can You Be The Breadwinner From Home?Last year, I was one of those breadwinner moms. I might be again this year – we don’t stress about who earns the most during the year, but it’s clear come tax time. I way outearned my husband for the year last year, a huge benefit for our family. Still, it would have been rough without the benefits such as health insurance that my husband’s job offers.

I’m a firm believer in having one parent at home, ideally working from home. It’s a security thing. Life happens. Jobs are lost, spouses die, disability, divorce… all ugly stuff if you depend strictly on that one income. You can’t predict these things perfectly, and too many people think it will never happen to them until it does.

Having two incomes also lets the family do more. We wouldn’t be able to do much at all if we relied only on my husband’s income. Sometimes my work means I want to get things done rather than go have fun, but we make sure there’s a balance.

I didn’t start working at home planning to outearn my husband. I knew the potential was there, as my income is more variable. Hard work on my online business has allowed me to get where I am. His income from his job doesn’t change that much, especially in the current economy.

Income potential is one of the great things about running your own business. You might not ever earn your expenses back, but you might earn far more than you would from a job. You might land somewhere in between. You don’t know unless you try.

Of course, you can be the breadwinner with a work at home job too – it just depends on the job. My oldest sister did so for a time as a software developer. She works outside the home now, preferring the office, but that’s how she works best. Her husband stays home with their kids. It works for them.

How Do You Earn a Good Income From Home?

Earning a good income from home isn’t easy for most. It is possible. Just what makes a particular income “good” is up to you.

If you’re a single parent, for example, a good work at home income would be the one that allows you to support your family. Benefits such as health insurance may be a part of what makes a particular income “good.”

If you’re married, it depends on what you need the income for. If your home-based income is just a supplement to your spouse’s income, “good” may be when it’s enough to get your families some extras or to save for emergencies.

In any case, I think a good work at home income is definitely there if you’re earning about what you might with an outside the home full time job. That’s when you no longer have to think about whether you should get a better job outside the home when the kids are in school or whatever other reason people might think you’ll someday go back to an outside the home job. You might choose to do so, but it will be on your terms because you’re earning the money you need to already.

You probably won’t hit this point right away. It takes time to find a work at home job that pays enough or to develop a business so that it earns enough money. Either one is a lot of work.

There are work at home jobs with good pay and benefits. If that’s what you need, focus on what it will take to get one of those jobs. Develop the skills such employers are looking for. These jobs aren’t usually the low skill work at home jobs that a lot of people seek out at first. If you want to earn more, you have to do more.

If benefits aren’t an issue, a home business may be a good choice too. Don’t let the dream of easy money blind you. Focus on a sustainable business model. It takes more time to build an income that way, but it ought to last longer. Ought to, but there are no guarantees in business.

Whatever you do, even if it isn’t earning what you hoped, or if you see it only as a step on the way to earning more money, work hard at it. Don’t treat job or business as a hobby. If you want to earn good money from home, work like you mean it. Whether or not you ever become the primary breadwinner in your household, that’s what it takes to earn good money from home.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated May 18th, 2011

Should Stay at Home Moms Feel Guilty About Depriving Their Kids By Working at Home?

If there’s one thing many mothers are good at, it’s guilt. Doesn’t matter how hard they try, many moms can make themselves feel guilty about every imperfection in their parenting, whether or not it’s really a problem.

This can be particularly acute for stay at home moms who find a need to start working at home. Didn’t they start staying at home to be there for their kids? Are they depriving their kids by taking a part of their day in order to work?

It gets even worse when others add to the guilt trip. Some people insist work at home moms can’t be fair to their children while earning an income from home. What’s a stay at home mom to do?

Quit Letting the Guilt Get to You

You can’t always keep from feeling guilty about the things that keeping you from being available to your kids every minute. Not do you only have other things to get done around your home, you have the right to some amount of your own life.

When it comes to doing the things you need to get done, you shouldn’t feel guilty if you need help with the kids or if they have to wait a bit for your attention. This includes doing the things you have to do in order to earn enough money from home that you can stay at home.

You don’t have to be immediately available to every whim of your child to still be more available than you would be working outside your home. You’re also showing your children the reality of what it takes to earn a living. That’s not a bad example for them – odds are they’ll be doing that themselves someday, whether at a job outside their homes, or following your example and working from home.

There may be times when the stresses of working at home will make you a little short tempered with your family.  It happens to the best of us. But it’s real, and rather than feeling guilty about it, make sure you’re setting the example of handling the stresses and your temper as best you can. The way you handle these times will make an impression on your kids.

Schedule Around the Needs of Your Children

Your schedule when you work at home is often quite flexible. As much as you can, work it around the needs of your children. This allows you to be more available to them when they need you.

That means working late nights or early mornings for many work at home parents, plus naptimes when you need daytime hours with an infant, toddler or preschooler, or during school hours for older kids.

It doesn’t always work out for all of us to work such a schedule, but you do what you can. If you really need work time when the kids are going to be around and active, try trading babysitting, getting a mother’s helper or even paying for daycare, especially if the need is going to be a regular thing. It’s not that unusual for a work at home parent to need some help with the kids, especially the younger ones.

Remember That Children Need to Develop Independence

Particularly as the kids get older, teaching them to entertain themselves as you work is a way to encourage their independence. As kids get older, they really don’t need your attention every minute, even when they think they do.

I don’t mean leave your very young child unsupervised unnecessarily or unsafely. I do mean teaching your children how to have fun without you in age appropriate ways. Coloring, playing with blocks and other toys, reading, things like that.

If you have a laptop you can often lightly monitor your kids as they play on their own, even outdoors if you find a place where you can read your screen comfortably. It all depends on how much supervision is needed, and how much you can be distracted and still get work done, which varies quite a bit depending on what you do and your work style.

Take Breaks

Be sure to take breaks not only from working, but from parenting too. During your work day, take a short break every hour or so, and longer ones every few hours. These are great times to get a bit done around the house, interact with the kids or just relax a little.

Take breaks from parenting sometimes to remember who you are on your own. Get out with your spouse or with friends. Read a book you want to read just for the fun of it. Make time for one of your hobbies. Be you.

Don’t Compare Yourself to Others

This is important both in your professional life and your personal life. Spend too much comparing yourself to others, and you won’t appreciate so much the things you do get done.

You can’t compare your progress in your working life to how others are doing. They probably aren’t doing exactly the same thing, and they don’t have your exact home situation.

You can’t compare how you keep your home to how others manage it. They probably have different priorities, different rules, a different amount of time to care for their home, and so forth.

Just forget the comparisons. If you’re doing well enough for what your family needs, that’s pretty good.

Know How Much You Can Take On

It’s all too easy to take on too much when you work at home. The commitment to being a stay at home mom or dad is already pretty huge. Add in working at home, and the time commitment grows tremendously. You have to know how much work you can take on with everything else you need to get done, and balance that with the income you need to bring in for the sake of your family.

Remember the Alternatives

If you weren’t working at home, what would you be doing? Could you afford to be a stay at home mom or dad without the additional income? Would you have to go back to work outside your home? Would you have to tighten your belts but otherwise make it without the income you bring working at home?

A lot of parents work at home because they need the income for their families. Others don’t need it quite so badly, but work because they love what they do. Still others are keeping their skills in so that they can go back to work when the kids get older.

Whatever your reason for working at home, you probably gave it a lot of thought. Working at home isn’t so simple that most people can just plunge into it. There’s usually a long search for just the right job or home business opportunity, and much concern about scams.

Working at home may keep you busy when the kids wish you were free sometimes, but how would it go if you worked outside the home? You’d be gone for hours a day and have much less choice in most cases about which hours you work. You’d have a commute, whether short or long. You’d have to figure out how your children would be cared for while you’re at work.

That’s not the worst thing; many families have no choice but to have both parents working, and make it work for them just fine, but if it’s not what you want for your family, you only have so many ways to avoid it. You can work at home and lose some of the free time you have available to your family or you can deal with having a single income and all the risks and limitations that entails.

Don’t try to be Supermom and have the perfect home, perfect family while working long hours to add to the family’s income. It doesn’t work that way all the time and you’ll burn out trying to do it all. Get everyone to help out and know that the small stuff has to slide so you can take care of the big things.

Too often work at home moms try to keep their home as perfectly as they would if they didn’t have a job, plus be there every moment for their kids. That’s not fair to anyone. Not you as a parent who never gets a moment alone. Not to your kids who learn that parenthood means running around completely frazzled, doing things for everyone else and not for yourself. It’s not the example I suggest you make.

If everyone is safe, reasonably happy and properly fed, you’re doing it right. The rest is extra. Odds are your family will be impressed with all you accomplish no matter how guilty you feel about the things you think you should have done.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated February 22nd, 2011

Moms Who Work From Home Are Amazing

Things have been pretty hectic around my home lately. Finding time to work has been challenging, to put it mildly. Birthday parties, toddler with pneumonia (she’s fine now, thanks), life in general have combined to put a real dent into my working hours. It’s with a bit of determination that I’m writing this now, because I can’t leave my work undone for too long.

Whenever my life gets crazy, I try to remember how luck I am to be a mom working from home. Lots of moms want this but can’t get it. Sure it’s exhausting at times, frustrating many times, and not many people realize just how much work it all is unless they’ve done it themselves.

So I like to say moms who work from home are amazing for many good reasons.

1. They take chances.

Working at home is almost always a gamble. It doesn’t matter if you have a work at home job, telecommute or have started a business. It’s a risk.

Finding a legitimate way to earn money from home is a risk, whether it’s through finding a work at home job or starting a business. Telecommuting from a job you had before is a risk, as you’re less visible than if you worked in the office. You don’t know how things are going to go or if working at home will really work out for you on a personal level. It’s a huge change from working outside the home.

2. They combine child care with earning a living.

All moms work hard on raising their families, but working at home means you’re working where you live, and the kids are often right there. Not always, certainly, as they may go to school or you may even have them in daycare some of the time so you can be productive.

Many work at home moms have the children home with them all day, yet still manage to hold down their job or run their business. It’s adding your work hours onto the more than full time work of being a stay at home mom, and it’s challenging. It means a lot of late nights or early mornings to get something done while everyone else is sleeping. It’s figuring out how to distract the kids so you can work a while and making the most of nap time when they’re young enough for that.

But it’s also showing your children that you can be home with your kids and earn a living, or try to. It’s coping with the difficult times when the work just isn’t there or business has gone down, and showing your kids that you don’t give up.

Most of us don’t pretend that it’s easy every day because even when we enjoy the time with our families and enjoy the work, sometimes it all piles up and there’s no time for the fun stuff. Yet it’s still not worth trading for an outside the home job.

3. They’re showing working at home is real work.

For a long time, many people have considered working at home to be less than professional. It was something you did when the kids didn’t need you, more of a hobby than anything serious. Now moms such as Heather Armstrong from Dooce and Ree Drummond, the Pioneer Woman, have shown that a serious, respectable business can be run from home. Less visible but frankly more important are the many moms running other kinds of businesses from home successfully and professionally.

Even more open minded managers are recognizing that moms can work from home, often more productively than at the office. It doesn’t work for all jobs, and many can only be partial telecommute, but it has been shown that telecommuting can be a valuable way to keep employees happy and productive.

There’s still a ways to go in many areas, as many people don’t realize how professional a home based mother can be, but the situation has improved from what it was in years past.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated February 26th, 2009

Some Days I Really Feel for Working Moms

I’ve always had a lot of sympathy for moms who have to or prefer to work outside the home. It’s not an easy thing, even if it’s your preference. And in Florida they might just be making it worse.

They’re looking at the possibility of a 4 day school week to save money, making the days longer so the kids would be in school the same number of hours.

Can I just say how miserable that sounds all the way around?

Miserable for the kids, who need free time to play every day. Being stuck for extra time 4 days a week in a classroom doesn’t strike me as a good plan for most ages. I don’t see it as being good for the kids academically, emotionally, socially or any other way.

And of course it’s miserable for the parents with kids young enough to still need daycare. That’s more time they’d be paying for, or a rougher time working their work schedule around the kids’ school schedule.

Given the tight finances of many families, that’s a very real concern. Not all of us are fortunate enough to be able to work at home, have a flexible schedule or otherwise be able to cope with these changes, no matter how much we love our children.

One can argue that this is a point in favor of homeschooling, but that’s not a viable solution for all families. And I don’t believe in the bit about only having kids if you can raise them entirely yourself. There’s no need to judge other parents so harshly.

There have been other times I’ve really wondered how working moms do it. Not out of contempt, but admiration for their determination.

When my son had his craniosynostosis surgery, and then helmet therapy, for example. I know I had it far, far easier than parents who worked outside the home. I can’t imagine how one would keep up with the many appointments I had to deal with – sometimes three in one week, all different days.

That’s not to say I don’t admire my fellow at home moms. I do. We cope with tight budgets, lots of criticisms from people who think we’re wasting our talents, and the daily challenges kids love to present. I think I’m lucky to be in that crowd, but I won’t judge those who don’t choose it for one reason or another. We’re all just doing our best for the most part.

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Last Updated April 14th, 2008

Why more women are choosing to start a home business

This is a guest post by Bizymoms.com Management

It’s a big decision to stay home with your family, rather than continue in a traditional job outside the home. But did you know that there are many choices if you decide to do so?

The first step before starting a work from home business is to forget about the business all together. Don’t think about what kind of business you want or what you want from it or anything like that. Next, write down your life. What have you accomplished in your lifetime so far? What things have you not done that you thought you would have done by now. What things would you like to accomplish or do in the years to come?

Look at your answers and write down goals for yourself. What would you like to achieve and by when would you like to achieve them. What will it take to achieve these goals? Are you in a position now that you will be able to achieve your goals? If not, why not?

These answers and goals should be your motivation for whatever you decide to do. So now you hopefully know what you want out of life!

Getting what you want in life usually involves knowing what you want first. If you get what you want before you even know you wanted it, consider yourself lucky, and don’t throw it away before you realize its value.

There are several advantages to working from your home including flexible working hours, low overhead, and more available time to work while other people are commuting to their jobs. Obviously the appeal of one or more of these can be more than enough for many of us to give working from home a try.

And who knows, maybe a few minutes, hours, or days later, you’ll land a big sale or be rewarded for your efforts like never before. And then you’ll be reminded that, YES! You are doing the right thing! That the “crazy” idea of starting your own home-based business was actually the BEST decision you’ve ever made.

Here are the Top 10 reasons for moms to start a home business

– Save on Day Care costs
– No commuting
– More flexibility
– Spend more time with your family
– Save on office attire and lunches
– Helps you to do something you like
– To be able to say ‘I own a business’
– You don’t have to execute your boss’s ideas
– Satisfied with your own achievements
– Your time is invested for your betterment

As you can see the benefits are numerous. Take some time today to see if starting a home business is the right choice for you. List the costs of commuting and working outside of your home. List the perks to being home for your children everyday, list the “downers” too. Also make a list of the space, equipment and skills you already possess that will aid you in starting a home based business. And finally, make a list of the possible businesses you could start with the equipment and skill set you just listed. Writing down your thoughts and assets is a great way to see the whole picture as it pertains to you and your family. You may be very surprised where your lists lead you. Give it a try!

Bizymoms.com has been dedicated to helping moms work at home for over 10 years. Now you can purchase any of Bizymoms’ six Premium Career Kits, including our ExpertVA, Virtual Assistant kit, on our New Easy Pay Plan, work at home internet business opportunity! Start your new business today, pay in 3 easy payments…Lifetime Website Included

Disclosure: Some of the links in this post may be 'affiliate links.' This means if you click on the link and purchase the item, I will receive an affiliate commission.

Facebook Twitter Google Plus Pinterest Feedly
Home With the Kids on LinkedIn

Are you ready to work at home? Subscribe to learn about blogging and other ways to earn money from home.

Email:



Ads

Disclosure: Home with the Kids is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. I also review or mention products for which I may receive compensation from other sources. All opinions are my own.