I have written here often enough about work at home scams. Recently I had one try to contact me. I didn’t fall for it, of course, but I had a little fun confirming that this amazing job offer was in fact the scam I knew it to be. I’m sharing this story of unmasking a work at home scam so that you can see how tempting scammers try to be. There will be screenshots.

I knew from the moment I opened the email that I was going to have some fun with this. It’s not often I get such a perfect example of a scam. It was well tailored to my career interests in remote jobs working for someone else. They claimed that I had applied on Indeed. That is one of the problems with online job hunting – you and the scammers are in the same places, and they know what you want. They can look perfectly legitimate at first glance. But then…

The Work at Home Scam Email Unmasked

I knew from the moment I opened this email that the job was not real. I’ll quote it here, with the company name and other info redacted. Take a moment and see if you can figure out what’s wrong:

Hello Stephanie

We acknowledged the receipt of your application via Our Indeed job board and we want you to know that your service is required. We feel that your qualifications are in line with being a suitable applicant for the available Content Creator job. I have included a concise description of this position in the attachment below. 

Job ID: Content Creator

Company:  *********
Company Website: *********

Functional Area: Creatives.
Wage: $85./hr.
Type: Full-Time Job.
Location: USA (can be telecommuted)

Note: Following our newest online screening method introduced by the Better Business Bureau considering the Covid-19 pandemic, You are required to sign up for “MICROSOFT TEAMS” business messenger on your Mobile Phone or Personal Computer. This is also our official secure channel for online business interview conduct so visit Microsoft teams website on any browser to sign up. Proceed immediately to set up and then add your interview manager up on MICROSOFT TEAMS business messenger with

Email:**********************  Name: ********* ******. I will be your interviewer and I will also provide you with a thorough description of the open positions and their duties attached to this email. If you run into difficulties setting up your account with Microsoft teams, send me a reply and I will provide you with needed assistance.

Thank you, and best of luck with your interview!
******** Talent Acquisition Team

CONFIDENTIALITY NOTICE:
This is a transmission of ********* and may contain information that is confidential and proprietary. If you are not the addressee, any disclosure, copying or distribution, or use of the contents of this message is expressly prohibited.

CAUTION:
Internet and e-mail communications are ********* reserves the right to retrieve and read any message created, sent, and received. reserves the right to monitor messages by authorized  Associates at any time without any further consent, Your reference code is (EHR-109), this will serve as your identification number throughout the online hiring process.

Best Regards,

******** *******
*********

Talent Acquisition Team

There was also a PDF attachment. I have redacted a lot of irrelevant information, as this scam was imitating a legitimate company, and I do not want their name dragged through the mud by this. It’s not their fault. If the email wasn’t enough to tell you what was wrong, these might do it.

Do you see it now? I hope so, but let’s review the signs anyhow.

The Anatomy of a Work at Home Scam Email

The first thing I noticed was the request to use Microsoft Teams… excuse me… MICROSOFT TEAMS. I’ve used Teams before on legitimate interviews, but it can be a sign of a scam as well, especially in all caps like that. Also, most people don’t capitalize mobile phone or personal computer. The pay rate was a clue as well. It was rather on the high side. Also, the email address used was similar but not identical to the real company’s domain. Add in some grammatical errors, and I knew what I had.

Blog post inspiration, for those who are wondering. That’s what I had.

The point where they said my service was required also caught my attention. Seriously, who would say that to a job applicant??? And of course, when I’ve had legitimate remote job interviews, they’ve discussed a time with me and then sent a link to join them in the online meeting.

I use Gmail, which scans attachments, so I felt comfortable opening it. Opening attachments can be a risk, so I rarely do so. But this time I wanted to see what more they had to say. It was gold, pure gold, at least when you’re looking for a scam to mock.

I particularly loved the equipment section. Who wouldn’t love an employer who provided you with all this?

Ϡ iMac 2021 24” (M1 Chip Processor)
Ϡ MacBook Pro 16” Core i7
Ϡ Company branded HP Color Laser-Jet Pro
Ϡ Jabra Engage 65 Mono Wireless Headset System
Ϡ Fellowes Power-shred MS-450Cs
Bundled Software List:
Ϡ Virtual Presence 2.0 Video Conferencing Pro
Ϡ Adobe photoshop, light room, final cut pro, Norton
Ghost v18.0 & Office 365 Home Premium

I mean, an iMac and a MacBook Pro! Sounds great!

But this also leads to the exact point where the scam would hit anyone who fell for it. Check this part out:

Upon hire, you will start with pre-training which is an integral part of your startup period where you’ll complete various task(s) assigned by your team leader and complete all customary steps to have your home office set up and get you started. To compensate for your time and effort on these tasks you will be rewarded with a sign up bonus which comes included in your start up funding.
A thorough background check will be completed before your supervisor assists you in applying for your start up funding from finance. Once the application is approved, you will receive your start up funding which is to be used to procure your working equipment and software suites pack to get your home office set up and so you proceed to training immediately. You will be receiving your shipment via FedEx transit and following this our authorized vendor’s installers will connect with you over the phone to arrange a convenient time with you for them to come over to set up your workstation on the next business day from the day you receive your shipment and they’ll provide you with any technical assistance you might need with the use and management of any of the equipment installed and setup for you.

If you aren’t familiar with this type of scam, it’s called a fake check scam. It’s one of the classics.

They send you a check. You deposit it and buy the equipment from their vendor. Not only do you never receive the equipment, but the check bounces and you’re on the hook for the entire amount. The scammer has their money because you paid the vendor, but you’re out however much you paid. The check bounce can take weeks to months, so you may not even realize what happened until it is much too late.

That’s why they offer such a wonderful home office setup. It allows them to send you a bigger check, and they get all that money from you. Some will even have you send any excess back to them, so you lose even more money. And don’t forget the fees your bank will charge for all this. All those awful, awful fees. It’s a nightmare.

Sometimes your bank account will even be closed as a result of falling for this kind of scam. It makes you look like a bad risk to your bank, so they don’t want you as a customer anymore.

If you want to learn more about this, the FTC has a great resource about the fake check scam and what you should do if you fall for one.

And of course, their direct deposit form is a risk as well. It could expose you to further fraud.

There are a few other points I could make from the PDF, but these are sufficient to make the fraud obvious. You can work at unmasking a work at home scam yourself if you want to give it a go.

Doing Your Due Diligence

Now, I want to make it clear that I checked very carefully that this was a scam before writing all of this. That’s because I would hate to post this and be wrong. This kind of due diligence can save you from work at home scams. All I had to do was find the real company and an appropriate person to contact about it.

Which I did.

Unsurprisingly, the company was quick to confirm that it was a scam. They were pleased that I had taken the time to contact them and asked that I please report the scam appropriately. Which I also did. For reference, in the United States, that’s:

• FBI – Internet Crime Complaint Center (C3) –  https://www.ic3.gov/  
• Federal Trade Commission –  https://reportfraud.ftc.gov/  
• Your state’s attorney general’s office consumer protection division.

Don’t bother with places like the Better Business Bureau. They’re irrelevant for scams in particular. After all, it’s not this particular business running a scam – it’s someone pretending to be them. If you have a problem with a business in your state, you’re better off going to the attorney general’s office consumer protection division, rather than contacting the BBB.

For remote work job offers, there are several items you can check, as I did above. Domain name, email address, job description, starting salary, grammar… these things can give solid hints about whether or not the job is legitimate.

You can also ask friends or family members what they think, especially if you aren’t sure that you’re understanding the job offer completely. Someone who doesn’t stand to gain from the opportunity may see more clearly than you do. Take your time; few legitimate job offers are that urgent, especially in the first contact before any interviews. Scams, on the other hand, are almost always urgent, so they can get you before you have time to think.

Staying Vigilant in the Digital Workplace

The increased demand for remote work that Covid-19 created helped increase the sheer volume of work at home scams out there. Scammers are quick to spot a need they can exploit. Whenever lots of people are out of work, more scams pop up.

That’s why I decided to unmask this work at home scam in detail. Hopefully, it is helpful to see exactly what these scams look like.

As you seek remote work opportunities, be alert to the risks. Any job opportunity that sounds too good to be true probably is. Scammers know that greed and desperation are their friends.

I would love for my readers to share their experiences with unmasking a work at home scam, whether they fell for it or not. The more we help each other learn, the more other people will have a chance to avoid being scammed. I generally suggest avoiding naming names unless it is a company that is consistently scamming job seekers. A situation such as the one in the email I received, I don’t think it’s fair to the company whose name was abused to include them in a discussion like this. Naming and shaming only works when it’s about the people at fault.

The post Unmasking a Work at Home Scam: My Firsthand Experience appeared first on Home with the Kids Blog.

For one reason or another, envelope stuffing is one of those jobs that a lot of people look for when they want to work at home. Usually, they become quite discouraged by the lack of such jobs available. Aren’t there any legitimate envelope stuffing jobs out there?

Sorry to say, not really, at least not when you see them advertised. The usual “envelope stuffing job” you see out there is a scam. You put up ads around town, in the newspaper or online, then mail people instructions on how to do the same for a fee. It’s not a legitimate job and it can get you into trouble. Just take a look at this article on the FTC’s website about a promoter of an envelope stuffing opportunity and the legal trouble he got himself into.

What Does The Envelope Stuffing Scam Involve?

Your basic envelope stuffing scam is pretty simple. You see an ad somewhere for an envelope stuffing job. It says you can earn a few dollars for every envelope stuffed.

What a great opportunity! Almost too good to be true.

Actually, entirely too good to be true.

You send away for the information, paying a little money to do so. You get back a package teaching you how to draw others into envelope stuffing.

That’s right. No employer. No instructions on getting employers to hire you to mail things for them. Just instructions on scamming others as you have been scammed.

Why Are Envelope Stuffing Opportunities Always Scams?

The reason why these opportunities are always scams is because machines stuff envelopes faster and cheaper than humans can. It’s simply not cost effective for businesses to regularly hire people to stuff envelopes for them.

If you think about it, the claim that you can make a few dollars per envelope stuffed doesn’t even make sense in terms of legitimate advertising. Just think about it. Does it really make sense for a business to pay $3 or so per envelope stuffed? Not even if you include postage for a standard letter. A machine can do it for far cheaper, and the business can probably get bulk rates on their mailings.

Don’t Believe The Testimonials

Just because an opportunity has testimonials from people who say they’ve earned good money through the opportunity doesn’t mean they have. Testimonials are easy to fake. They’re just words. Anyone willing to promote an envelope stuffing scam isn’t going to stress about the laws against using false testimonials.

Aren’t There Any Legitimate Envelope Stuffing Jobs At Home?

Once in a long while, you can find a business willing to hire an individual to do their mailings for them. The pay rate is naturally far less than what you see in an envelope stuffing scam.

Some office jobs may also include envelope stuffing as a part of the job. Just a part. That’s because most jobs really don’t need it done enough to hire people as their only job. If they do, they’re probably going to have machines do it. There may also be mail room jobs, but once again, that’s not what the scam ads mean by stuffing envelopes.

If you want to earn money mailing out advertisements for other businesses, you’ll probably have to make your own opportunity. Contact small, local businesses and see if they’d like help in that area. You might find something. It won’t be as easy as the scams like to make it sound, as that’s a lot of work to just find someone to hire you, but it may not be impossible. Just don’t call it envelope stuffing when it’s really about helping a business advertise.

Don’t worry, however. You have plenty of alternatives to stuffing envelopes if you want to work at home. Finding legitimate work at home jobs has always been a challenge. Don’t trust anyone who makes it sound exceptionally easy. Take your time and don’t get scammed.

The post Where Are The Legitimate Envelope Stuffing Jobs? appeared first on Home with the Kids Blog.

Scams are a huge problem for work at home job seekers. Business and job opportunity scams in general are in the FTC’s top 10 fraud complaints. The number of complaints soared during the COVID pandemic, unsurprisingly, as many people were desperate to find work, especially remote work. If you’re looking for a way to work at home, this guide to scams should help you avoid many of them.

These scams come in a variety of types. As you can see in the graph below, scams involving jobs and employment agencies increased greatly during the pandemic. Other categories increased as well, but not nearly as much. Business and work at home opportunity scams pretty much bounced around their usual levels.

According to the FTC, the percentage of people reporting a financial loss from these scams is at about 33%, with a median loss of $1800 for the most recent numbers. You can find the graph here.

Obviously, most of us don’t have $1800 or more just lying around to lose to a scam. That’s why job seekers need to keep alert as they look for work.

Here are some ways to recognize that someone might be trying to scam you as you look for a work at home job.

A Helpful Guide to Scam-Spotting

They Really Want Your Bank Account Information

There comes a point with a new job where you will probably need to share your bank account information with your new employer. It’s reasonable to share your bank account information when you’re signing up for direct deposit of your paycheck with your new job. Direct deposit makes getting paid so much easier, especially when you work at home. Otherwise, you have to wait for your check to come through the mail.

But an employer who is interested in your bank account information before you’re even hired is more likely to be a problem. If they’re more interested in your bank account information than your qualifications for the job, it’s probably a scam.

Don’t share your bank information until you are confident that the job is the real thing. This isn’t always easy to figure out, but pay attention to what your potential employer is saying and doing to figure out if they’re real. A real job will probably have you fill out tax forms and other paperwork relating to your new job along with a direct deposit form.

Email Address Isn’t From the Company Domain

Many popular work at home companies now have warnings on their websites about scammers pretending to be with them. One of the simplest ways to recognize this scam is when they use an email address from someplace other than that company’s domain name. Usually, it’s a free email service such as Yahoo or Gmail. Others will register a similar domain and try to fool you with emails from that server.

If you think you’re in contact with a company about a job, but you aren’t certain, check the email address you’re communicating to them with. If it’s not clear that they’re legitimate, contact the company on your own, through a source you know is legitimate. A contact link or form on their website would be a good choice once you know you have the right website. These companies would rather you contact them and ask, right or wrong. Both of you will be happier knowing that you aren’t going to be scammed and blame the wrong people because the scammers fooled you. No business appreciates getting negative reviews for things that aren’t their fault.

Pay Is Too High For the Work

Being overpaid sounds so nice, but it doesn’t happen for most of us, especially for the kinds of jobs offered in “easy work at home” scams. They’re often oddly simple sounding jobs claiming to pay thousands of dollars a month, or hundreds for a basic task.

It’s just not realistic. No matter how desperate you are to earn money from home, be realistic, especially about earnings. It will save you a lot of trouble in the long run.

Any time a job offer or business opportunity sounds too good to be true, it probably is. If the work is too easy and/or the pay is too high, be careful. There’s likely a reason you feel that way.

The use of all capital letters or lots of dollar signs or exclamation points are indicators of a scam as well. Real job listings don’t need them.

They Want You to Pay

Be extra careful any time a potential employer wants you to pay for anything as a part of applying for that job. Sometimes it’s legitimate. There are employers who expect you to pay for a background check and are legitimate.

Others are just a scam. They’ll have an application fee or something along those lines, with the excuse that they need to make sure you are seriously interested in the job. An employer should pay you, and the costs associated with finding new employees should be on them, not on applicants.

They Send You a Check to Buy Your Own Equipment

Some of the best remote jobs provide you with equipment. This ensures that your employer knows that you have the tools required for the job, just as you would in the office.

Some scammers take advantage of this by saying that they will send you a check to buy your own equipment, often through a supplier that they specify. And here comes trouble!

The scammer sends you a fraudulent check, money order, or cashier’s check. Many of these are so well done that banks rarely spot they right away. That’s what gives this scam time to work.

You are told to deposit the check and buy equipment from their provider. The catch is that the money from the check may appear before the check is fully cleared, and be found fraudulent later.

In the meantime, you are told to buy your equipment through their provider, paying through Cash App, Zelle, Paypal, or similar. You believe you’ve got the money, so you’re happy to do so.

Then the check fails to clear. You’re out however much they had you spend on the “equipment,” which of course never arrives. The company they told you to buy from isn’t real – and you just sent money to the scammer. Worse, with the app they had you pay through, you most likely have no recourse to get your money back. You’re out hundreds or thousands of dollars.

A Guide To Common Types of Work at Home Scams

Work at home scams go beyond fraudulent job listings. These are some common scams you can learn to recognize without contacting them for more information.

High Priced Training for Business Opportunity

Starting a business isn’t always easy, so it sounds nice when they offer training to help you get started. The problem is that sometimes the training is expensive, not that helpful, and the money people earn from referring others to training may be the main way they earn from that business opportunity.

Check Cashing/Money Orders

Check cashing and money order scams prey on your greed. Sometimes the check or money order arrives unsolicited, with instructions to do a “mystery shop” with it, cashing the check, keeping part, and wiring the rest to the company scammer.

The catch here is that the check or money order is fraudulent, and suddenly you are on the hook for the entire amount. You may even be in legal trouble if there is any indication you knew it was fraudulent.

Don’t let greed beat out common sense. There is no place that it makes sense for someone to send you possibly thousands of dollars as a money order to cash, have you keep a couple hundred and wire the rest back to them. If they really needed to mystery shop a place that way, a much smaller amount would do, and they’d work with a standard mystery shopping company.

If you receive one of these checks or money orders, do not cash it. Take it to your bank or the police and explain your concerns. Sometimes even banks will be fooled for a short time, but if you cash it, you’re liable for it. You don’t need that trouble in your life. It’s much better to give it to the professionals who can use it for evidence against those who tried to fool you.

Typing/Data Entry Scams

Doing data entry from home sounds so easy, and sometimes you’ll see an ad promising great pay for it. The problem is that it’s too easy. Most times I see real data entry jobs, they’re in an office, not at home. After all, if it were already in the computer, they wouldn’t need you to type it in, would they?

If you want to type from home, learn how to do transcription – there are more jobs in that area, although you will be competing with voice recognition software. The software isn’t good enough yet to entirely beat humans out, so there are still jobs out there.

Most often, these opportunities are some sort of ad posting. You don’t have a job; rather, you’re trying to earn affiliate commissions by placing ads on websites. You’ll have to pay to find that part out, of course.

Job Boards With a Fee

Many online job boards, such as the one I run here, are free for job seekers to use. Others charge a fee. There can be very good reasons to pay a fee, but make sure you know what you’re getting into. Some of them don’t give you anything worthwhile. Do your research before paying for any job board. You want to know what their refund policy is in case you aren’t satisfied even if it looked good from the outside.

Reshipping

The reshipping scam has been around for a while. Basically, they tell you that you will receive packages from sellers that need to be repackaged correctly to be shipped elsewhere.

What’s really happening is that they’re paying with stolen credit cards and such. When the fraudulent payments are discovered, it’s your address investigators will come to. That’s not something you want to get mixed up in, as it can mean jail time.

Envelope Stuffing

Here’s a scam that predates the internet. Someone advertises that you can make money stuffing envelopes, just send them a few bucks and they’ll tell you how.

Want to know how? You do the same to the next suckers down the line. No product, just tell people how to advertise this exact same opportunity. It’s not legal.

Email Processing

Email processing is essentially the same as envelope stuffing, just done online. You place ads telling people they can make money online, just buy your system. You send them the instructions on how to do the same thing you’re doing. Just as with envelope stuffing, this is not legal.

At Home Assembly

When you love to do crafts, assembling items at home can sound appealing. 99 times out of 100, it’s a scam. You’d probably be better off taking a chance on starting a business selling things you made yourself than trying to assemble things at home for someone else.

Usually, you’re expected to pay for supplies, then get paid when your work is up to their standards. It won’t happen.

Pyramid Schemes

Pyramid schemes have been around for a long time. They come in many forms, and not all of them involve money directly. Most recently, I saw one that was about sending books to each other – each person would send books to those above, and recruit others to send books to them, who would recruit others, on down the line. It doesn’t matter what is being sent through the pyramid; the point is that pyramid schemes are illegal.

Sometimes these are hard to spot, and you will always see participants claiming that their version is legal. If it’s a pyramid scheme, it isn’t legal.

Job Offer Out of the Blue

Some companies will contact people completely out of the blue with an apparent job offer. This one often goes with a check cashing or money order scam but may be something else as well.

Seriously, unless you have some serious skills for one job or another, companies aren’t likely to seek you out. That’s especially true for jobs such as mystery shopping, where they can find candidates with relative ease because the basic requirements are low. If you aren’t doing the kind of work where companies use headhunters to find new employees, it’s extremely unlikely that a potential employer has picked you out of nowhere. Be wary.

That doesn’t mean you’re immune if you have better skills. It’s easy for scammers to imitate any kind of job offer. Know who you’re really dealing with when you get a job offer so you have a good chance of getting paid.

Medical Coding and Billing

Medical coding and billing is one of those tricky ones. There are legitimate ways to learn medical coding and billing from home – Career Step (aff) is one of them. It’s not cheap to learn from legitimate sources, which can make scams look appealing.

Medical billing scams will claim to offer you training and resources to help you and may give you a list of doctors who might need your services. The problem here is that most doctors and hospitals have their billing and coding done through a service. If you’re highly experienced, you might be able to find clients on your own. But training on your own with poor quality resources? No.

Even if you go through a good quality training program, most times you won’t be able to do medical billing and coding at home until you have a least 2-5 years of experience in an office. It’s not that easy a job, and you’re usually best off learning it with more experienced people around you so you can ask questions.

Turnkey Websites

If a business opportunity comes to your attention claiming to offer you a turnkey website, be very aware of the chances of a scam. It’s very difficult to make money off a turnkey website – they’re competing against other identical sites, and so don’t tend to get natural traffic. Income potential is often greatly exaggerated.

There are times when a company website makes sense. It’s not uncommon for network marketing opportunities to include a website, but you’re sending people to it through your own marketing efforts, which are often more local. If they’ve been at all honest with you, you should know what you can and cannot expect from your company website.

They Don’t Care About Your Qualifications

Any job that doesn’t care about your qualifications is likely to be a scam. Even jobs that don’t need experience want to know if you have had other jobs, if you’ve volunteered, what your education is, and so forth. They want to know what kind of an employee you might be.

You should also expect an interview where they’re very interested in your answers to some challenging questions. Anyone who has worked an entry level job can tell you that they want to talk to you for a while first. The job offer does not come just based on your resume. Employers want to know something about the person they might hire by interacting with them. It may be only a phone call for a home based job, but there should be some kind of serious interview.

Ask Around

When in doubt about any work at home opportunity, ask around about it. Don’t rely on the people you heard about it from, find other people to talk to. This can be as simple as asking a family member what they think or talking to a friend.

You can also discuss the opportunity on a work at home website. Many are good at spotting scams or at least telling you if it looks a little iffy.

Google can be useful, but it won’t always give useful answers. There are people who promote opportunities by targeting the name of the opportunity plus the word “review” or “scam.” It’s not always easy to sort out legitimate reviews from reviews done by people who have a financial stake in it and no problem with lying. I do not mean that all affiliate reviews or sponsored reviews are bad. It’s just that some people aren’t all that concerned with keeping a reputation for honesty and will be positive about anything.

Even though work at home scams are plentiful, there are real jobs and home business opportunities out there for you to consider. Use caution and don’t share your most important personal information until you are certain it’s safe. This includes your social security number and bank account information. Any other information you can protect is good, but those two are the most important.

Know Your Keywords

The right keywords are vital to any job search. “Work at home” is not an ideal keyword. While many legitimate jobs use it, it’s commonly used by scams as well.

I find “remote” to be an often useful keyword, although it can mean something other than a job you can do at home. Some companies use it to mean you won’t be in their main office, but you may be in a smaller one. I’ve also seen it used for jobs where you would be sent to work in another country. Remote indeed!

“Telecommute” and “telework” are also useful. Sometimes these mean that you will work in the office part of the time, but many are fully at home. Freelance can be good if you don’t mind taking on projects rather than getting a regular job with an employer. With any job search keyword, beware of scams, as they can hide anywhere.

Narrow your results down by including the kind of job title you’re looking for or a skill you have. The more specific you are, the better your search results will be. I have far too many people email me asking how to get a work at home job who have no idea what kind of job they want. It’s hard to give advice to someone who hasn’t thought their search through even that much. It also won’t impress a potential employer if you apply to jobs you aren’t remotely qualified for.

If You Get Scammed…

Beware scams targeting people who have just been scammed. Yes, it’s a thing. Scammers are awful.

It’s called a refund and recovery scam. The scammer finds you on a “sucker list” and contacts you with an offer to help you get your money back. For a fee, of course. Alternatively, they’ll ask for your bank information so that they can direct deposit your money. They make themselves sound official and reliable as they make their pitch.

Don’t fall for it.

Any time you think you have been scammed, report it at https://reportfraud.ftc.gov/. You can try your local police as well, but as most scams are done online, it can be difficult for them to do much. The FTC partners with other law enforcement agencies, so reporting to them is your best bet.

The post The Work at Home Job Seeker’s Guide to Scams appeared first on Home with the Kids Blog.

The biggest problem with working at home is getting started. It’s tough! There are more scams than real opportunities out there, and lots of people get sucked in, not knowing any better. There has to be a way to avoid work at home job scams, right?

Actually, there are several ways.

There’s no way to 100% guarantee you won’t fall for a scam, but many are so obvious that you can avoid them just by paying attention.

1. Ridiculously high pay.

If the pay is amazingly high for the amount of effort, it’s probably a scam. Thousands of dollars a month for easy, part time work – scam!

This is particularly common with the classic check cashing or shipping scams. No one is going to send you a check to mystery shop a place and have you send back the excess. That’s not how it’s done. That check is going to bounce hard, and you’ll be responsible. That part of the money you got to keep won’t compare to what you lose.

2. No resume required.

Real employers want to know about your past work experience. They are not going to hire every person who contacts them. They want the best person for the job, and your resume is a part of how they screen out the people they know they don’t want.

Scammers don’t much care about your resume. They don’t care about your past work experience. They want to suck you in quickly and get your personal information and/or money. Resumes are nothing to scammers.

3. Call for information.

Work at home positions don’t have people for you to call for more information. Real businesses are too busy with their business to deal with that many job seekers. When it’s a work at home job on the line, there will be a lot of people calling if there’s a number available, and employers know it.

Scammers want to talk to you. How else are they going to get you to bite? They want to appeal to your dreams of an easy work at home job with high pay. That’s easier to do with personal contact.

A similar scam is on social media, when the company asks you to pm them for details. This happens a lot in groups for job seekers. Legitimate companies will tell you who they are. A request for a pm is either a scam or an opportunity that for one reason or another can’t be posted publicly. If you do respond to one of these, use caution.

4. Ad says “work at home.”

For the most part, legitimate work at home positions are labeled as “telecommute” or “remote” positions. It’s certainly not a featured part of the ad. Real employers want the best person for the job, not the one who first notices the chance to work at home and then the job requirements.

Scammers know people type things like “work at home” into job boards and search engines. Having that phrase feature prominently in the ad is one way to get your attention.

That said, some legitimate jobs will be listed as “work at home.” Consider this a caution sign, not an absolute dealbreaker.

5. “No Experience Necessary.”

Sure, there are remote jobs out there that don’t require experience. They aren’t that common, however. Working at home is demanding, and employers want to know that you have at least some sort of work experience, preferably in the industry you’re about to start working in. If experience isn’t an absolute necessity, they may call it something more along the lines of “entry level position.”

Scammers, once again, don’t care about your work experience. They count on your desperation to find some sort of work at home.

6. Vague job listing.

One of the great things about the internet is that employers can give details about what they’re looking for in an employee. It’s not like it was when job ads were usually in the newspaper, and space came at a premium.

These days you should expect to see specific skill and/or experience requirements in job ads. Employers don’t want tons of resumes from people who aren’t remotely qualified for the position. They want to hear from people who have as many of the skills listed as possible and a willingness to earn the rest.

Scammers don’t need to give a lot of information. They know the suckers are going to contact them anyway.

7. Pay to show your interest.

Scammers love to talk about how many people are interested in their opportunity. That’s why they need you to send them some money to show that you’re serious about the opportunity. It gets rid of all the people who aren’t serious about this fantastic opportunity you’re going to miss out on if you don’t send in your money.

When was the last time you heard about a company wanting people to pay to apply? Never sounds about right.

8.They want your bank account information.

Some scams will ask for your bank account information, saying they want to direct deposit your pay. Direct deposit is a wonderful thing, you get your money faster, but be careful in sharing your banking information with anyone.

If you want direct deposit for your pay, make absolutely certain the opportunity is legitimate first. You may have to work a while and receive paper paychecks for a time to be certain if the company is not well known. Even if you have researched the company, make sure you’re really dealing with who you think you’re dealing with, as some scams steal the names of legitimate companies to gain your trust.

9. The interview is through Google Hangouts.

I don’t know why it is, but many scam companies like to use Google Hangouts or other messaging apps to conduct “interviews.”

Online interviews are common enough, these days, but Hangouts isn’t where they usually take place. Video interviews or interviews over the phone are more common.

10. They use Gmail or other free email.

Legitimate companies use email addresses set up through their own domains, not Gmail. It’s a great service for individuals, but utterly unprofessional for real businesses.

Scammers, on the other hand, love how easy it is to set up free email addresses. They can often get a free email address with the name of a legitimate company as a part of their email address.

When in doubt, check with the company you think you’re in contact with another way. Go to their website and find a different way to contact them. Companies that hire people who work at home are generally well aware that scammers steal their good names to trick people. They should quickly be able to tell you if you’re really in contact with them.

Knowing how to avoid work at home scams is vital to your work at home job hunt. There are few things as frustrating as falling for a scam. It takes away from the time you could better spend on finding a legitimate work at home job. Do your best to avoid work at home job scams so you don’t waste your time.

The post 10 Rules To Help You Avoid Work At Home Job Scams appeared first on Home with the Kids Blog.

Most of the time when you look at a work at home job opportunity, you only have to worry about whether the job is legitimate. If the company is real, and they pay you, most of the time you’re in good shape. But there are a few cases where you may need to consider whether the work you’re doing is illegal or unethical.

It may seem strange that this is possible, but it is. Just because the company treats you well doesn’t mean they’re behaving properly to everyone.

Some issues are a matter of location. Laws may vary from state to state, so what is legal where you are may not be legal elsewhere. It’s entirely possible that it may come back to bite you even if you are somewhere where the work you’re doing is legal if you provide services to someone in a place where it is not.

College Essay Writing Services

College essay writing services are one of those special cases where you should really think about what you’re doing. Writing for pay as such is legal, but in some states writing college essays for pay for someone is illegal. Consider California Education Code Section 66400:

“66400. No person shall prepare, offer to prepare, cause to be prepared, sell, or otherwise distribute any term paper, thesis, dissertation, or other written material for another person, for a fee or other compensation, with the knowledge, or under circumstances in which he should reasonably have known, that such term paper, thesis, dissertation, or other written material is to be submitted by any other person for academic credit at any public or private college, university, or other institution of higher learning in this state.”

Or Florida Statutes Section 877.17:

“It shall be unlawful for any person or business entity to sell, offer to sell, or advertise for sale any term paper, thesis, dissertation, essay, or report or any written, recorded, pictorial, artistic, or other assignment which the seller or advertiser knew or reasonably should have known was intended for submission by a student, unaltered to any substantial degree, in fulfillment of the requirements for a degree, diploma, certificate, or course of study at a university, college, academy, school, or other educational institution in the state.”

It’s a second degree misdemeanor in Florida.

Essay writing services try to get around these by saying that the papers are for use as guidelines, or for use in citations. You should decide how much you’re willing to trust these disclaimers before accepting such work.

Illegal or not, you should also consider the ethics of the matter. Are you comfortable with what your work would be used for? How would you feel about someone who had used essay writing services to make it through college, rather than graduating entirely on their own merits? Then there’s the risk to the student if the college catches them using a service. No college allows students to buy papers – all work must be your own.

Multi-Level Marketing

Multi-level marketing opportunities can be legal or illegal, depending on how they’re done. There are plenty of legitimate companies which focus on making sales rather than recruiting. But there are too many companies which are pyramid schemes and are illegal.

The difference is in the focus. Is the company more interested in how many people you recruit or how much you sell? Some recruiting is necessary for any multi-level marketing program, but it shouldn’t be the main thing. Too much focus on recruiting is one of the signs of a pyramid scheme.

Also look at the claims made about the products you’re selling. Companies, as well as individual recruiters, can make inappropriate claims about the products they sell, and if you make those claims, you may be liable for it.

You especially see this in any products related to health. Any claim about curing, treating, mitigating or preventing actual diseases has to be proven. Don’t make health claims that aren’t backed up by studies. There’s a fine line between stating your own experience with a product and making a health claim that might get you in trouble. If you’re looking at joining a company that makes any such claims about their products, find out how they back it up. Not only are such claims illegal, they’re as unethical as can be when they’re wrong.

Beware of making income claims too. Overstated income claims are all too common, and can get people and companies into trouble. There’s a huge difference between what top earners make in an opportunity and what the average person makes. The FTC expects income claims to be what someone can actually expect to make. Appropriate disclosures must be made before a new distributor can join.

The Business You Start Might Be Illegal

Illegal work at home opportunities aren’t only scams that you fall for. Sometimes people start a home business and don’t realize that they’re breaking the law in doing so.

The first thing you need to do to ensure that your home business stays legal is check the zoning in your area. Check your lease agreement as well if you’re renting.

If your home business is completely online, you’ll be just fine in many places. Not everywhere, so you still need to check.

If you’re seeing clients in your home or if you have products stored in your home, the rules are often more strict. Anything that impacts the traffic in your area is more likely to be an issue.

Most city websites will give some information about how to run a legal home business. They’re common enough, after all. But if you can’t find the information online, you have to go to the appropriate offices to ask.

While you can run a home business a long time in many cases without getting caught, it’s a risk you shouldn’t take. Getting caught can result in fines and you may have to shut your business down until you can make it legal again.

What About Other Illegal Work At Home Jobs?

Most other illegal work at home jobs I already list in the scams section. Often enough, the illegal part hits victims fast enough that they won’t make money – they’ll be out money.

Take the reshipping scam, for example. You receive goods at your home and send them off to someone else. It turns out that the goods were paid for with a stolen credit card or counterfeit check, and you have now helped them in that crime and can be in legal trouble yourself. They might even pay you with a counterfeit check or money order. It’s just a nasty business all around.

Then there are the classic envelope stuffing or email processing scams. They’re pretty much the same thing – when you respond to the ad, you get instructions on how to place the same ad and have people pay you for the instructions. You might make some money, but the method you’re using is illegal. There are several variations on this theme, but they all amount to the same thing.  Just don’t.

I haven’t names every illegal job you could do at home. If you have your doubts about a work at home job or home business opportunity, investigate it and make sure it’s neither a scam nor illegal, and that you’re comfortable ethically with what you’re doing.

What To Do If A Work At Home Job Is Illegal Or Unethical

Deciding what to do when you realize that a possible work at home job may be illegal or unethical can be hard to do. It may not be easy to figure out how to report it.

You can find some good advice on recognizing scams and frauds and how to report them on the USA.gov site. Most often, you can report to either the FTC or the ICC.

If the legality depends on location, there may be little you can do. Certainly you can try to report it locally, but there will be only so much local law enforcement can do.

Of course, none of what I’m saying here is legal advice. If you’re concerned about any of these issues, take a careful look at what concerns you and decide if advice from an attorney is necessary. You’ll save yourself a lot of trouble if you keep aware of the law.

The post What If The Work At Home Job Is Legitimate But Illegal Or Unethical? appeared first on Home with the Kids Blog.

The hardest part of looking for a way to work from home is to dodge all the scams. Today I decided to let you have a little fun while doing so. I’ve set up a work at home scam bingo card for you to play with.

As you go through the various opportunities, see how many spaces you fill up, just as with regular bingo. Not every job that has one of these symptoms will be a scam, but they’re definitely at a higher risk.

How do you win work at home scam bingo? By avoiding scams, of course!

Sadly, there are many more ways I could have filled these squares. But it’s not a bad way to get started.

More Tips To Avoid Work At Home Scams

Knowing the obvious signs of a work at home scam is the first step in avoiding them. It allows you to rule out a lot of things with relatively little effort. I’ve written a post with more details, The Work at Home Job Seeker’s Guide to Scams, which can help you learn more about many of the common work at home scams.

New work at home scams appear regularly. Some are new twists on old scams, while others are so tricky that they’re hard to spot.

Some email scams, for example, so closely mirror what you would expect to see in a legitimate offer that you might miss that the domain linked is entirely wrong. Gmail is pretty good at filtering these out, but some still sneak through, and other email providers may not filter them either.

I’ve shared some of the scam emails I’ve received through the years. If you have Gmail or another email provider that lets you look through your spam emails, you might find some amusing scams in there too. Be very careful of any links in these emails, even if it sounds good to you. They were filtered for a reason!

I like to have a bit of a sense of humor about scams. It’s frustrating that so many people lose money to them, but making a game of it, such as work at home scam bingo, makes finding them a lot more fun.

The post Work at Home Scam Bingo appeared first on Home with the Kids Blog.

Being scammed is one of the big fears of every work at home job seekers. If you’ve done any research at all about working at home, you know that it’s a real concern. But the question is, how concerned should you be? How can you find safe work at home jobs?

In part, this depends on how you look for a work at home job. If you use the right resources, it’s fairly safe. The wrong ones, pretty risky. No matter how you look for a work at home job, there are things you can do to make your work at home job search safer.

Know The Signs Of A Work At Home Scam

The most important thing you need to know when looking for a work at home job is what the signs of a scam are. Knowing this will help you avoid them.

This will help you even if a scammer is using the name of a legitimate company to fool you. It happens – in fact, some companies that offer work at home jobs have warnings about this on their sites because it’s such a problem.

Your classic work at home scam will offer too much money for too little work. That’s the essential basis for scams such as the check cashing scam. They send you a check or money order for hundreds or thousands of dollars, tell you to keep a couple hundred for yourself and wire the rest back to them. It works on some people because they get greedy. The idea that you can earn hundreds for a half hour’s work, including driving, is pretty appealing to many people.

Poor grammar and lots of typos are often indicative of scams. Many come from people who do not speak English as their native language, so when they try to scam someone who speaks English, it’s not written the same way a native speaker would write it. It may also help to weed out those who are too aware, as the ones who dismiss the scam due to how it’s written may be too likely to see through it. Scams prey on the unwary.

I’ve written quite a bit about work at home scam on other occasions. Read these for more detailed information.

The Work at Home Job Seeker’s Guide to Scams
How to Spot a Work at Home Scam
4 Work at Home Scam Emails
What If The Work At Home Job Is Legitimate But Illegal Or Unethical?
The Check Cashing Scam Is Still Around

Know The Kind Of Work At Home Job You’re Looking For

It’s much easier to fall for a work at home scam if you have no idea what kind of work you’re looking for. This is because generic terms such as “work at home” are used to attract you even when you don’t have a type of job in mind.

I see so many people do this. They ask for help to find a work at home job, with no information beyond that because they haven’t thought that far. They want the advantages of working at home but haven’t truly considered it beyond that.

Know what you’re looking for. Are you open to a home business, starting a blog, etc., or do you only want a work at home job? What kind of job do you want? Do you have work experience? What skills, even if you haven’t used them in a job?

Being specific allows you to narrow down your search quickly. That’s vital for a safe work at home job hunt. It won’t guarantee that you avoid all the scams, but it helps.

Use Trusted Resources

Perhaps the best way to have a safe work at home job hunt is to use trusted resources to find a work at home job. I aim to have this blog and my remote job board be that kind of a resource.

If you aren’t certain about the kind of jobs you’re looking to do at home, for example, you can try my list of entry level remote jobs or my list of remote jobs with benefits. Either will give you a good number of places to start your search.

Even trusted resources can fail you. I can’t tell you how often I’ve gone through my list of companies to find out that one or another has gone out of business since I last checked. That puts the company’s domain at risk for being used by scammers. Things change fast on the internet sometimes, and it’s not always for the better. This is why you must always use caution in your job hunt.

Use Caution With Your Personal Information

Always be careful when sharing your personal information online, especially your Social Security number, credit card number, or bank information.

Some legitimate companies have been known to ask for your Social Security number during the application process. I recommend trying not to share that until you’ve been offered a job – they don’t need that information until then.

Some companies will ask for credit card information to pay for a background check. I’ve never liked the notion of potential employees paying for a background check, but that’s how some companies do it. Be very, very certain that they’re legitimate before taking a chance on this.

Companies shouldn’t need any banking information until they’re paying you, and so that should never be shared in an application.

Anyone who is too eager to get your personal information too quickly should be eyed with caution. It might be normal for their particular business, but it’s not a good idea for you to go along with it too easily.

Places You Shouldn’t Look For A Work At Home Job

There are some places that are very high risk in your work at home job hunt. I would recommend avoiding these in general.

Street Signs & Public Bulletin Boards – You’ve probably seen the signs on the street or on bulletin boards advertising work at home or easy money opportunities. These are almost certainly scams. You may get the occasional person trying to recruit their downline for a network marketing company (a risk of a different sort), but many others are flat out scams.

Newspapers – Job offerings in newspapers can be legit, but how many people actually look in newspapers for jobs anymore? The scams that get posted in newspaper ads are looking for people who aren’t that savvy. You’re better off using your trusted online sources so that you can do research on the jobs you find during your search.

Newspapers are also too localized to be much good for work at home jobs. You might find one or two, but you can find so many more if you search online.

Comment Spam – How often have you seen spam comments on blog posts, forums, and social media advertising easy money earned from home? They aren’t honest. Usually, they just tell you to post ads of the same sort and make money on commissions. That’s not an honest model.

Craigslist – There are legitimate work at home jobs posted on Craigslist, but there are also scams. The community can flag the postings to shut them down, but they may still be up for a while. You’ll also find business opportunities claiming to be job opportunities. I’ve always hated that sort of deception, but people use it.

Can The Better Business Bureau Help You Find Safe Work At Home Jobs?

Many people will tell you to check with the Better Business Bureau when looking for work at home jobs. I’ve done so in the past, but these days I think there are better ways to figure out if a work at home job opportunity is, in fact, a scam.

Many people don’t realize that the Better Business Bureau is not a government agency. They are themselves a business. Companies pay to be members.

That said, sometimes you can use them to spot a scam. Just don’t use them as your only source, because they can’t tell you if someone is using the good name of a real company to scam you. They’re only helpful if scamming potential employees is all the business seems to do.

Know The Risks Of Home Business Opportunities

If you decide that your work at home job hunt is going to end with a home business opportunity of whatever sort, know what the risks are before you join.

Network marketing opportunities, for examples, are highly appealing to people who desperately need to earn money from home. Promoters can always point to the people who have earned a ton of money from the opportunity. You can usually check out the product before you join so that you know it’s something you’d like to do.

What often gets swept under the carpet is how many people lose money on these opportunities. Some people will lose thousands of dollars trying to keep up a good supply of products to sell. Most people who join even the best of the network marketing opportunities do not thrive at it. Others do very well, but it’s a risk you must be willing to take.

The same goes for blogging, much as I love it. You always hear about the people making five figures or more a month blogging. It sounds wonderful.

From what I’ve heard, most bloggers earn less than $100 a month. Is that a chance you’re willing to take?

The great part about blogging is that it doesn’t have to cost you anything. If you decide you want to blog, I recommend spending a little on it, as good hosting and domain name aren’t free, but they are cheap. The risk is pretty low, and you don’t have to spend more until you’re ready to take that chance. Choose the right topic, and blogging is fun, regardless of the money made. I strongly recommend trying to earn money from your blog, just because it’s so awesome when it works, so long as you don’t overspend trying to make it happen.

Be careful of blogging courses and such. Many high income bloggers have them, and income from selling their courses may be a significant part of their income. Taking their course doesn’t guarantee that you’ll do equally well. The right course might just be a wise investment. The wrong one will be a waste.

The same goes for any other home business opportunity. Know the risks before you risk too much money. There are times when spending money is the best path to improving your home business. Other times it’s no better than a scam aimed at home business owners.

Safe Work At Home Jobs Can Be Found

If you give your job hunt time and don’t give in to desperation, safe work at home jobs can be found. Take the time to look over every opportunity carefully so that you know what you’re getting into before you share your personal information or spend any money. Do it right, and you’ll avoid most scams with ease.

The post How Safe Are Work At Home Jobs? appeared first on Home with the Kids Blog.

One of the scams I’ve seen here and there for years is the check cashing scam. It’s still around, but now the FBI says it’s targeting college students. That makes now a good time to review that scam so that you won’t fall for it and you might be able to help others avoid it as well.

The scam is pretty simple. You answer a job ad, and your supposed employer sends you counterfeit checks. You deposit it in your account, keep part and send the balance back to someone as a wire transfer. In this particular version, they may claim you’re sending the money to a vendor to buy equipment or other supplies for the job. You won’t know that the check is bad until it’s too late.

When you look at it, the scam ought to be easy to spot. This doesn’t keep people from falling for it, of course. Legitimate employers do not send you payment before you’ve even started to work, for starters. They also don’t generally send you a check and tell you to go through their vendor to buy the supplies you need for the job. You certainly don’t normally wire money to a vendor to pay them.

A legitimate employer will either expect you to buy what you need on your own or send the equipment and supplies to you themselves. I occasionally see job listings that say you will be allowed a certain amount of money to buy equipment, but that’s not likely to be mixed in with your regular pay… especially when you haven’t actually started yet.

This kind of scam can make your life very difficult for a time. Your bank account could be closed due to the fraudulent activity. You will have to pay bank back for all the money. You may have shared personal information that will make it easier for your identity to be stolen.

Scams like this are why you should always be careful when applying for work. That means here on this website, on your college job board, or any other job board. If something sounds wrong, check into it more carefully before sending in your personal information. You’ll save yourself a lot of heartbreak and financial trouble by avoiding work at home scams.

As a general rule, if you see a job opportunity of any sort, but something seems off about it, be careful. Scammers are often not native English speakers, and this may show in the job ad. Misspellings, strange capitalizations and poor grammar are clues that something might be wrong. Too much money for too little work is another clue.

If you are scammed online, you can report it to the FBI at https://www.ic3.gov/. You can also report it to the police. Local police may be limited in what they can do about an online crime, but it can be helpful for them to know what’s going around.

The post The Check Cashing Scam Is Still Around appeared first on Home with the Kids Blog.

Once in a while, I like to take a glance through my spam emails and see what kind of work at home scam emails are running around. For the most part, they’re pretty obvious, but it’s nice to review what real scams look like. Let’s take a look. Asterisks indicate where I’ve removed information such as names, email addresses or URLs.

——–
Email #1: Mystery shopper needed

Please a mystery shopper needed in your region, you can earn up to
$150-200 per week. To learn more, contact M**** D***** at
(****************) with your full name to proceed.

Thank you,
Task Coordinator

——-

This one is a really basic mystery shopping scam. The poor grammar is one indicator, as is the lack of information. Job title and possible pay really isn’t a lot of information. Who’s the employer? They’re smart enough to start with only asking very basic information – your full name, but you can be certain it will proceed from there.

All these opportunities, of course have one major red flag in common – they’re unsolicited. Such basic work at home opportunities don’t need to send out emails – legitimate opportunities of that sort get plenty of applicants on their own – they don’t need to spam.

——–

Email #2: new job

Dear Candidate!

We offer the responsibility of the extra money earing for everyone who has USA citizenship.
If you are a student; on maternity leave; in retirement; not big salary or you just have a free time,then this work is for you!
The work takes about 1-2 hours every day, without any investment from your side, daily payment of worked bonuses,
and of course the career prospects in logistics blue chip company.

If you think of our offering – send your contact information on our e-mail address
viz. name and surname, country and place of residence, contact telephone number and e-mail address.

Our e-mail:**************

Yours faithfully, Recruitment Department

——–

As you can see poor grammar is common to these emails. Spelling may may be an issue too.

——–

Email #3: Job Offer

We have an open position in our team as a secret consumer and we are looking for qualified individuals to apply.
You can find more information about the position and what this job involves, also the registration form if you open the attachment file.

——-

This one was particularly sneaky, as it claimed to come from Career Builder. The “job information” was indeed an attachment, which I didn’t open as you should never open an attachment from an unsolicited email. That’s a great way to get a virus. The run-on sentences are another clue that this is a scam. There is nothing in this to indicate that it could possibly be legitimate.

——-

Email #4: Permanent Position – Work at your home

US based online service is searching for Postal Assistants. This opening requires no professional knowledge besides basic computer skills and capacity to handle mail and parcels.

Perfectly fit for stay at home moms, retirees and also business owners who stay in their private office during working hours.

Responsibilities:

– Sign for deliveries from major carriers at your location
– Repackage mail
– Inspect the packages
– Read and assign appropriate USPS labels
– Distribute letters and parcels to the nearest USPS branches
– Stay in contact with your support department through email, and phone
– In due course send results via website

What’s needed:

– A resident of the United States with postal address
– Must possess communication and computer skills
– Must be able to demonstrate self motivation and knowledge of mailing services
– Be able to lift up to 35 pounds
– Valid driver’s license and available vehicle

This is a full-time job with a wage of up to $2,000 after tax per month.

If you are interested in this opening, go ahead and reply directly to this e-mail better with your resume, and we will contact you as soon as possible.

——-

The repackaging scam has been going on for some time. Don’t fall for it.

The post 4 Work at Home Scam Emails appeared first on Home with the Kids Blog.

Today I’d like to share this infographic I made about spotting common work at home scams. They aren’t all in there, of course; that would be too much, and close to impossible. New scams come around too often, although they’re usually related to old ones.

If you’re interested in more information, check my work at home scams section, http://www.usa.gov/topics/education-training/finding-jobs/work-at-home.shtml and http://www.ratracerebellion.com/.

If you’d like to share this infographic on your site, here’s the code to use. Please include the link back to this site.

<a href=”https://www.homewiththekids.com/blog/how-to-spot-a-work-at-home-scam/“><img alt=”How to Spot a Work at Home Scam” src=”https://www.homewiththekids.com/blog/wp-content/uploads/2013/05/spot-work-at-home-scam.png” width=”600″ height=”3000″ /></a>

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